A PAN card, also known as Permanent Account Number identification, is a vital document in India. It helps authenticate your identity, prevent tax evasion, and contributes to maintaining a transparent financial system. In 2025, more than 5 million PAN cards were issued, showing a 10% growth compared to the previous year.
A PAN card is mandatory for anyone engaging in financial transactions in India, as per Regulation 114B of the Indian Tax Laws. However, some individuals, either intentionally or unintentionally, carry out financial transactions without a PAN, violating this regulation. As a result, they incur significant penalties. If you fail to link your PAN to financial accounts, the TDS rate may rise to 20%, compared to the usual 10%.
It is crucial to have this ten-digit alphanumeric document. Make sure you gather all the required documents and apply for your PAN card. However, before applying, keep in mind that certain fees are involved.
In addition to understanding the necessary documents for a PAN card, it’s important to be aware of the associated fees. These charges differ for Indian residents and foreign citizens. Continue reading this article to learn all about PAN card fees, payment methods, refund procedures, and more.
What is a Permanent Account Number (PAN) Card?
The Income Tax Department issues a laminated plastic card once a PAN is allocated.
While the PAN itself is a unique number, the PAN Card is a physical card containing your Permanent Account Number, name, date of birth, the name of your father or spouse, and your photograph. This card serves as valid proof of identity and date of birth.
Anyone looking to obtain a new PAN Card should be aware of the applicable fees, whether they are an Indian citizen or an NRI. The PAN Card is an essential document that every Indian citizen is required to have. It is issued by the Income Tax Department of India in accordance with the regulations of the Central Board of Direct Taxes.
The primary purpose of the PAN Card is to track financial transactions, especially income. Therefore, individuals with any source of income must possess a valid PAN Card. It’s important to note that the PAN Card does not serve as proof of nationality, as even foreign national investors are required to hold a valid PAN Card. NobleWebStudio is one of the best PAN card service providers.
How to Apply for a PAN Card?
There are several ways to apply for a PAN card. Let’s explore the options.
You can apply for a PAN card online using the Protean or UTITSL portal (formerly NSDL eGov). Additionally, you can scan and upload the required documents for your PAN card application online.
If you need to make any changes or corrections to your PAN data or request a reprint of your PAN card, these can also be done online.
According to the official Income Tax Department of India website, the PAN application fee is approximately INR 93 (excluding GST) for applicants in India and INR 864 (excluding GST) for foreign addresses. The fee may vary based on the application type and mode.
You can pay the application fee through multiple payment methods.
Once the application and payment are accepted, the applicant must send the supporting documents via courier or post to Protean/UTIITSL. The PAN card will only be processed once the valid documents are received by Protean/UTIITSL. NobleWebStudio is a reliable service provider for PAN card applications.
PAN Card Fees Based on the Type of Application
Here is a breakdown of the fees based on the type of PAN card application:
| Type of Application | Fees |
| Online | INR 101 (With GST) for Indians, INR 1011 (With GST) for foreign citizens |
| Offline | INR 107 (With GST) for Indian citizens, INR 1017 (With GST) for foreign citizens |
Correction/ Re-issuance of PAN Card | INR 50 (With GST) for Indian citizens, INR 959 (With GST) for foreign citizens |
NobleWebStudio offers efficient and reliable services for all PAN card-related needs.
Benefits of Linking PAN with Financial Accounts
- Preventing Fraud: Linking PAN provides an extra layer of security to your financial transactions.
- Direct Tax Refunds: Linking your PAN helps speed up tax refunds.
- Streamlined KYC: PAN helps simplify the process of opening bank accounts and other financial accounts.
- Government Benefits: Linking PAN allows you to access various government subsidies and benefits.
- Reduced Penalties: With a linked PAN, you can benefit from lower TDS rates and avoid penalties.
Potential Impacts of Not Linking PAN
- Restricted Transactions: Without linking PAN, certain financial activities and transactions may be restricted.
- Penalties: Failure to link PAN could result in significant fines and penalties.
- Higher TDS Rates: Without a linked PAN, you may face higher TDS (Tax Deducted at Source) rates.
- Ineligibility for Benefits: Not linking PAN may make you ineligible for government benefits and subsidies.
NobleWebStudio is your trusted partner for all PAN card services, ensuring smooth and hassle-free application processes.
Read Blog : What is PAN Card API Integration and Why Your Business Needs It
PAN Card Fees When Physical Card is Required
When applying for a PAN card, applicants must specify whether they require a physical PAN card. If the applicant chooses to receive a physical PAN card, it will be printed and sent to the address provided in the application form. Below are the applicable fees for the dispatch of a physical PAN card:
| S. No. | Type of Application | Fees |
|---|---|---|
| 1 | Fresh PAN card applications | INR 1011 to INR 1017, including GST |
| 2 | PAN Card Correction | INR 959, including GST |
| 3 | Duplicate PAN Cards | INR 959, including GST |
| 4 | Re-Issue of PAN Card | INR 959, including GST |
What Are the Fees for Reprinting or Correcting a PAN Card?
A PAN card may get damaged over time or you might need to correct some details printed on the document. For example, if there is a spelling error in your name or you need to update your date of birth on the card, you can request a correction.
Yes, all kinds of mistakes, including errors in your name or date of birth, can be corrected on your PAN card. However, you will need to pay a fee for these corrections. The applicable fees are:
- If the mailing address is within India, the charge is INR 50.
- If the mailing address is outside India, the fee is INR 959 (including GST).
NobleWebStudio ensures that your PAN card corrections are processed smoothly and efficiently.
What Are the Fees for e-PAN Cards for Indian and Foreign Citizens?
With the growing popularity of digital transactions, the government has introduced the option of an e-PAN Card. This allows PAN cardholders to have a digital version of their PAN Card in PDF format. Applying for an e-PAN Card is more affordable compared to applying through a TIN Center. The fee structure for applying for an e-PAN Card is as follows:
NobleWebStudio offers easy and affordable e-PAN Card services to help you get your digital PAN quickly and efficiently.
| Categories | Payment Details |
Indian Nationals | INR 66 to INR 72 with GST |
Foreign Nationals | INR 66 to INR 72 with GST |
Modes of Payment for PAN Card Fee
The fee for obtaining a PAN Card depends on the type of application you are submitting and how you wish to receive your card. A new PAN card application costs INR 107, while a reprint or correction application is priced at INR 50. You can pay the PAN Card fees using the following payment methods:
- Demand Draft: A demand draft can be made in favor of NSDL-PAN, payable in Mumbai.
- Online Payment: You can make online payments via the NSDL or UTIITSL websites using your credit card, debit card, or net banking.
- E-wallets: Various e-wallet options such as Mobikwik, Freecharge, and Paytm are available for making payments online.
- Cheque or Cash: If you submit a physical application, you can pay the PAN card fee via cheque or cash.
Make sure to verify all the details provided in the application and ensure that you pay the exact fee amount, as PAN Card fees are non-refundable.
Read Blog : The Future of PAN Card Portals: Key Trends & Emerging Innovations
What is a PAN Card Refund?
A PAN Card refund refers to the process of getting back the money you paid for your PAN Card application. You can apply for a refund in the following situations:
- If you made an extra payment for the same PAN Card application.
- If you paid more than the required amount.
- If your PAN Card application was rejected, but you had already made the payment.
To request a PAN Card refund, follow these steps:
- Visit the official websites of NSDL or UTIITSL.
- Complete the Refund Request Form.
- Provide details such as your PAN Card application number, payment date, and transaction ID.
- Provide your valid bank account number, IFSC code, and any other necessary refund details.
How to Apply and Pay PAN Card Fees on Someone Else’s Behalf?
As per the Income Tax Department of India, the following individuals are allowed to apply for and pay the PAN Card fee on behalf of others:
- Chartered Accountants (CAs): CAs are authorized to apply and pay the PAN Card fees for their clients.
- Parents: Parents can apply and pay for PAN Cards for their underage children.
- Agents and Authorized Representatives: Agents, with proper authorization, can pay the PAN Card fees for applicants. They must submit an authorization letter, required documents, and payment details.
- Employers: Employers are allowed to apply and pay for the PAN Cards of their employees.
How to Change Mobile Number in PAN Card
If you’re looking to update your mobile number on your PAN card, follow these simple steps:
- Visit the official PAN card portal at www.incometaxindia.gov.in.
- Log in using your ID and password.
- Navigate to the My Profile section and find the Settings option.
- Click on the edit option next to your contact details.
- Update your mobile number and, if necessary, add your email address.
- You will receive an OTP (One-Time Password) on both your mobile number and email address.
- Enter the OTP to successfully complete the process and change your mobile number.
The Role of PAN in Securing Your Life Insurance Benefits
The PAN Card plays a crucial role in various financial and legal transactions in India. Whether it’s for tax purposes, opening a bank account, making investments, or purchasing a life insurance plan like a 1 crore term life insurance policy, your PAN is essential. Insurance companies use it to streamline the Know Your Customer (KYC) process and meet regulatory requirements. This not only speeds up the issuance process but also helps in preventing fraudulent claims.
Linking your PAN with a term policy provides valuable tax benefits. Premiums paid for term insurance are eligible for deductions under Section 80C of the Income Tax Act, up to ₹1.5 lakh per year. If you’re thinking about purchasing a term life insurance policy to secure your family’s future and save on taxes, using a term life insurance calculator is a smart way to make informed decisions.
NobleWebStudio is the best provider to guide you through securing your life insurance and PAN card-related services.
Conclusion
A PAN card is an important and valuable document used for a variety of purposes. It serves as a nationally recognized proof of your identity and is essential for various financial activities. Understanding how to apply for a PAN card and the fee structure is important. Keep in mind that the fee structure may change periodically, so it’s always a good idea to check the official website of the Income Tax Department of India or the authorized agencies handling PAN card applications before proceeding with your application.
NobleWebStudio is the best provider for all your PAN card needs, offering reliable services to guide you through the entire process.
Frequently Asked Questions
Ans. The fees for applying for a PAN card depend on the applicant’s location. For Indian residents, the application fee is Rs. 107, which includes service tax. For foreign applicants, the fee is Rs. 1,020. These fees apply to both new applications and reprints. Payment can be made online through various methods like credit/debit cards or net banking.
Ans.To apply for a PAN card online, visit the official PAN portal of the Income Tax Department. Choose the option ‘Apply for PAN’ and complete the application form by entering your personal details. Submit the necessary documents as proof of identity, address, and date of birth. After paying the application fees, you will receive an acknowledgement number for tracking the progress.
Ans.Yes, there are extra charges for PAN card corrections or reprints. The fee for making changes or reprinting a PAN card is Rs. 107 for Indian residents and Rs. 1,020 for foreign applicants. These fees include service tax and apply when updating personal details or reissuing a lost or damaged card.
Ans.Typically, the PAN card application process takes around 15-20 days. However, an instant PAN card option is available, which can be issued within 48 hours.
Ans.As an Indian citizen, you need to fill out Form 49A to apply for a PAN card. This form is designed for both individual citizens of India and entities registered in India.
Ans.No, a PAN card is essential for carrying out business or professional activities in India, but it does not prove that you are an Indian citizen.
Ans.To apply for a PAN card in India, you need to provide proof of identity and proof of address. Some commonly accepted documents include your Aadhar card, Voter’s ID, Passport, Ration card with your photo, and Driving License. You can upload these documents on the NSDL or UTIITSL portal.
Ans.After applying, you will receive an instant PAN card within 48 hours. However, the physical PAN card typically takes about 15 to 20 days to arrive.