AEPS Solution: A Complete Guide to Aadhaar Enabled Banking in India

In India’s fast-growing digital banking and fintech sector, an AEPS solution (Aadhaar Enabled Payment System) has become essential for businesses, banks, and retailers to offer secure, instant, and cashless transactions. AEPS enables customers to perform cash withdrawals, balance inquiries, fund transfers, and mini statements directly through biometric authentication linked to Aadhaar, making banking accessible to everyone, including rural and unbanked populations.

An AEPS Solution (Aadhaar Enabled Payment System) is a secure Indian payment system letting people do basic banking (cash withdrawal, deposit, balance check, fund transfer) using just their Aadhaar number and biometrics (fingerprint/iris) at micro ATMs or agent points, promoting financial inclusion for unbanked areas by eliminating need for cards/PINs. 

For businesses looking to implement AEPS, Noble web studi is the right AEPS solution provider is key. Noble Web Studio offers end-to-end AEPS solutions, including secure Aeps API integration, multi-bank support, real-time settlements, and scalable aeps software platforms. By partnering with a trusted AEPS software company, you can deliver fast, secure, and user-friendly digital banking services, boost customer satisfaction, and grow your fintech business across India.

Noble web studio is the right AEPS solution provider ensures your business benefits from a RBI-compliant, secure, and scalable Aeps platform with features like multi-bank integration, real-time transaction processing, and robust technical support. A trusted AEPS solution not only enhances customer trust but also boosts revenue opportunities through commissions and increased service reach.

Noble Web Studio offers a complete AEPS solution with user-friendly software, secure AEPS API integrate, and full technical support, making it easy for businesses to launch and scale Aadhaar-enabled banking services. With the Noble web studio, you can confidently stay ahead of competitors and meet the growing demand for digital financial services in India.

In this blog, we will explore how the AEPS solution with Noble Web Studio enables secure and RBI-compliant Aadhaar-enabled banking services for retailers, CSPs, and fintech businesses in India. You will learn how to provide cash withdrawal, balance enquiry, mini statements, and Aadhaar-based fund transfers seamlessly, earn daily commissions, and grow your business with a trusted AEPS platform designed for high success rates and smooth transactions.

What is AEPS Solution

An AEPS Solution in India is a digital banking service allowing users to conduct basic transactions like cash withdrawal, deposit, balance inquiry, and fund transfers using their Aadhaar number and biometric authentication (fingerprint/iris scan) through micro-ATMs or agents, promoting financial inclusion by providing access to banking services without physical cards or branches. Developed by NPCI, it links Aadhaar to bank accounts for secure, cardless banking, especially beneficial in rural areas. 

AEPS Solution Work

An AEPS solution works by using your Aadhaar number and biometric (fingerprint/iris) authentication at a micro-ATM or banking correspondent (BC) to perform basic banking like cash withdrawal, deposit, balance check, and fund transfer, enabling secure, cardless banking, especially in rural areas by linking directly to your bank account. The process involves the agent entering details, you authenticating with biometrics, the request going to your bank server, and the transaction being completed, providing instant access to funds without needing physical cards or branches. 

How AEPS Works (Step-by-Step)

1. Link Aadhaar: Your bank account must have your Aadhaar number linked.
2. Visit an Agent: Go to an AEPS-enabled location, like a local retailer or banking correspondent (BC) with a micro-ATM.
3. Provide Details: Give your 12-digit Aadhaar number and select your bank.
4. Choose Transaction: Select the service (e.g., Cash Withdrawal, Balance Inquiry, Fund Transfer) and enter the amount (if needed).
5. Authenticate: Place your finger on the scanner or scan your iris for Aeps biometric verification.
6. Transaction Complete: The system verifies with the bank, and if successful, cash is dispensed or the transaction completes, with a receipt issued. 

Key AEPS Services in India

Key AEPS services in India focus on last-mile banking, offering Cash Withdrawal, Deposit, Balance Inquiry, and Mini Statements using Aadhaar biometrics, plus Aadhaar-to-Aadhaar Fund Transfers, while also supporting Direct Benefit Transfers (DBT) and Aadhaar Pay (merchant payments) for financial inclusion, enabling local agents to act as mini-banks for the unbanked population. 

Core Banking Services:

• Cash Withdrawal: Users can withdraw cash from their Aadhaar-linked bank account using their fingerprint/iris scan, acting as an “Aadhaar ATM”.
• Cash Deposit: Deposit cash into linked bank accounts at micro-ATMs.
• Balance Inquiry: Check real-time account balances instantly.
• Mini Statement: Get a summary of recent transactions. 

Advanced & Related Services:

• Aadhaar-to-Aadhaar Fund Transfer: Send money between two Aadhaar-linked accounts.
• Aadhaar Pay: Merchants can accept payments directly from customer bank accounts via biometric authentication, promoting cashless transactions.
• Direct Benefit Transfers (DBT): Facilitates government subsidies and welfare payments directly to beneficiaries.
• eKYC (Electronic Know Your Customer): Digital identity verification. 

Who Uses AEPS?

• Retailers & Agents: Become Banking Correspondents (BCs) or micro-ATMs, earning commissions.
• Customers: Primarily in rural/unbanked areas, gaining access to banking without physical bank visits or cards. 

Who Can Use AEPS Solution

Anyone in India with an Aadhaar number linked to an active bank account can use an AEPS Aadhaar Enabled Payment System solution for basic banking, requiring only their Aadhaar, linked bank account, and biometric (fingerprint/iris) authentication at a Business Correspondent (BC) or Micro ATM services like cash withdrawal, deposit, and balance checks. This system is especially beneficial for rural populations, the unbanked, and senior citizens, offering simple, card-free access to funds. 

Who Can Use It:

• Indian Residents: Any citizen with an Aadhaar.
• Aadhaar-Linked Account Holders: An active savings or current account with a participating bank linked to their Aadhaar. 

What They Need:

• Aadhaar Number: The 12-digit unique ID.
• Biometric Data: Fingerprint or iris scan.
• Bank Name: The bank where their Aadhaar is linked. 

Where They Can Use It:

• Business Correspondents (BCs): Authorized agents in local shops.
• Micro-ATMs: Portable devices used by agents.
• Participating Bank Outlets: Other bank terminals. 

AEPS Solution Use Cases in India

AEPS solutions primarily serve financial inclusion by bringing banking to rural areas through retailer-assisted services, with top uses including Cash Withdrawal/Deposit, Balance Inquiry, Mini Statements, Fund Transfers, and Government Benefit Disbursements (DBT), all secured by Aadhaar biometrics, enabling local shops to become “mini-banks” for unbanked populations. Other key use cases involve eKYC, Micro-Merchant Payments (BHIM Aadhaar Pay), and integrating these services into mobile apps for broader digital transactions. 

Core Banking Services

• Cash Withdrawal: Users get cash from their Aadhaar-linked accounts at local retailers/micro-ATMs, avoiding long bank journeys.
• Cash Deposit: Depositing cash into linked bank accounts through the same local agents.
• Balance Inquiry: Instant balance checks using biometrics.
• Mini Statement: Get a summary of recent transactions. 

Financial Inclusion & Government Initiatives

• Financial Inclusion: Empowers unbanked/underbanked populations in remote areas with access to banking.
• DBT Disbursement: Direct delivery of government subsidies (pensions, NREGA wages) into beneficiaries’ accounts.
• eKYC: Digital identity verification for opening accounts or accessing services paperlessly. 

Advanced & Digital Use Cases

• Fund Transfers (Aadhaar-to-Aadhaar): Securely send money between Aadhaar-linked accounts.
• Micro-Merchant Payments (BHIM Aadhaar Pay): Small merchants accept payments from customers using biometrics, promoting cashless economies.
• Mobile App Integration: Fintech apps embed AEPS API for comprehensive banking features. 

Documents Required for AEPS Registration

To register for AEPS (Aadhaar Enabled Payment System), you need your Aadhaar Card, PAN Card, a bank account (with cancelled cheque/passbook copy), a passport-sized photo, and a linked mobile number, along with required hardware like a biometric device for agent registration; customers only need their Aadhaar linked to their bank account for transactions. 

For AEPS Agent Registration (KYC)

These documents are for the person becoming an AEPS agent/provider: 

• Identity Proof: Aadhaar Card & PAN Card.
• Bank Account Proof: First page of your bank passbook, a cancelled cheque, or a bank statement showing your account details (for commission settlement).
• Photograph: Recent passport-sized photo on a neutral background.
• Contact Details: Active mobile number (linked to Aadhaar) and email address.
• Address Proof (Optional but Recommended): For office/shop, documents like an electricity bill or rental agreement.
• Hardware: Biometric scanner (fingerprint/iris), smartphone/computer, and internet connection. 

For AEPS Customer Transactions

Customers don’t register; they use the service with: 

• Aadhaar Number: Your 12-digit Aadhaar number.
• Bank Name: Name of your bank.
• Biometric Details: Fingerprint or iris scan for authentication. 

Key Requirement: Your bank account must be linked to your Aadhaar for both agents and customers to use AEPS. 

Role of AEPS Solution Provider in India

Noble web studio one of the AEPS solution providers in India are crucial for financial inclusion, offering technology and Aeps platforms for agents (like retailers) to deliver basic banking services (cash withdrawal, deposit, balance check, fund transfer, mini-statements) using Aadhaar and biometrics, especially in rural areas, bridging the gap between banks and the unbanked population by facilitating secure, cardless transactions and disbursing government benefits. They provide the Aeps software, secure Aeps API, bank connectivity, and agent support to turn local points into micro-ATMs, driving digital payments and empowering underserved communities. 

Core Roles and Functions:

• Technology & Platform: Develop AEPS API and Aeps software for agents to integrate banking services.
• Agent Network Management: Onboard, train, and support Business Correspondents (BCs) or agents to operate micro-ATMs.
• Bank Connectivity: Manage secure connections with multiple banks for interoperability.
• Transaction Processing: Enable real-time, secure cash withdrawals, deposits, balance inquiries, and mini-statements using biometrics.
• Financial Inclusion: Extend formal banking to remote areas, connecting unbanked citizens to digital services.
• Government Scheme Support: Facilitate Direct Benefit Transfers (DBT) for subsidies and pensions.
• Security & Compliance: Ensure transactions adhere to RBI/NPCI guidelines with biometric authentication.
• Business Enablement: Help agents earn commissions, making it a viable business model. 

AEPS Solution for Rural and Semi-Urban Areas

AEPS solutions for rural/semi-urban areas bring basic banking to underserved populations via local agents (Banking Correspondents) using micro-ATMs and biometric scanners, offering secure, cardless cash withdrawal, deposit, balance checks, and fund transfers using just Aadhaar & fingerprints, overcoming branch scarcity and digital literacy barriers, and enabling direct delivery of government benefits like MGNREGA. These solutions act as mini-banks, fostering financial inclusion and creating income opportunities for agents by providing essential digital banking services right at the doorstep. 

How AEPS Works in Rural Areas

• Agent-Based Model: Local retailers or Banking Correspondents (BCs) operate as mini-bank branches, equipped with biometric devices (fingerprint/iris scanners) and micro-ATMs.
• Customer Identification: Customers provide their Aadhaar number and use their biometrics (fingerprint/iris) for secure identity verification, eliminating the need for cards, PINs, or smartphones.
• Transaction Processing: Transactions are linked to the customer’s Aadhaar-linked bank account and processed in real-time. 

Benefits for Rural & Semi-Urban Areas

• Financial Inclusion: Brings banking to remote areas lacking physical bank branches.
• Convenience: Eliminates long travel to distant banks for basic transactions.
• Government Subsidy Delivery: Facilitates direct and secure delivery of subsidies (e.g., MGNREGA wages).
• Livelihood Opportunity: Creates income for agents through commissions on transactions. 

Technology & Security

• Uses the National Payments Corporation of India (NPCI) framework, making it highly secure due to biometric authentication.
• Requires minimal infrastructure: a UIDAI-certified biometric device and a device running an AEPS app.

Why AEPS Solution is Important for Digital Banking in India

AEPS (Aadhaar Enabled Payment System) is crucial for Indian digital banking because it drives financial inclusion, bringing banking to remote areas via business correspondents using simple biometric authentication (fingerprint/iris), providing secure, low-cost access for cash withdrawal, deposits, and fund transfers, reducing reliance on traditional bank branches and enhancing transparency for government benefits (DBT). 

Key reasons for AEPS’s importance:

• Financial Inclusion: It connects unbanked and underbanked populations, especially in rural areas, to formal banking services, bridging the urban-rural divide.
• Ease of Use: Users don’t need cards or PINs; they use their Aadhaar number and biometrics, making it accessible for those with low literacy or digital skills (like farmers, daily wage earners).
• Security: Biometric authentication (fingerprint/iris) offers enhanced security, reducing fraud risks associated with PINs.
• Convenience: Enables basic banking (cash withdrawal, balance check, mini-statements, fund transfers) at local agent points (kiosks, BCs) without needing a bank branch visit.
• Cost-Effective for Banks: Reduces operational costs for banks by extending reach without building expensive physical infrastructure.
• Government Benefit Delivery (DBT): Serves as a vital channel for Direct Benefit Transfers, ensuring subsidies and welfare payments reach beneficiaries efficiently and transparently.
• Supports Digital India: Powers digital transactions, promotes cashless payments, and supports the broader digital economy vision. 

AEPS leverages India’s massive Aadhaar database to create a robust, inclusive, and secure payment network, making digital banking truly accessible for the masses. 

Benefits AEPS Solution

AEPS solutions offer financial inclusion by bringing banking to remote areas via agents, providing secure, convenient services like cash withdrawal/deposit, balance inquiry, and fund transfers using just Aadhaar and biometrics, eliminating need for cards/PINs, and facilitating government benefit (DBT) disbursement, making banking accessible for the unbanked and underserved. 

Key Benefits for Users:

• Financial Inclusion: Extends banking to rural areas, serving unbanked and underserved populations.
• Convenience: Perform transactions at local agents (micro-ATMs) instead of traveling long distances to branches.
• Ease of Use: Simple process using only Aadhaar number and fingerprint/iris scan (biometrics).
• High Security: Biometric authentication prevents fraud, making it safer than PIN-based methods.
• Versatile Transactions: Offers cash withdrawal, deposit, balance inquiry, and fund transfers.
• Government Benefits: Enables direct, transparent disbursement of welfare payments (e.g., pensions, MNREGA wages).
• Interoperability: Access accounts across different banks at any AEPS terminal. 

Benefits for Agents/Businesses:

• Income Generation: Earn commissions on every transaction.
• Low Investment: Can start with basic tools (smartphone, biometric device).
• Business Growth: Attracts more customers by offering essential banking services. 

Overall Advantages:

• Cost-Effective: Lower infrastructure needs and reduced transaction costs.
• Real-time Processing: Transactions are processed instantly.
• Reduces Cash Dependency: Promotes cashless transactions and digital financial inclusion. 

Features AEPS Solution

An AEPS solution offers secure, simple, and accessible basic banking through biometric authentication (fingerprint/iris), allowing users to perform cash withdrawals, deposits, balance inquiries, mini statements, and fund transfers using just their Aadhaar number and bank name, promoting financial inclusion in underserved areas. Key features include Biometric Security, Interoperability, Cardless Access, Micro ATM Functionality, and Government Scheme Disbursement, all designed to bring banking to the last mile without needing cards or PINs. 

Core Features

• Biometric Authentication: Uses fingerprint or iris scans for secure, fraud-resistant access.
• Aadhaar Linking: Connects bank accounts to the Aadhaar number, making it the primary identifier for transactions.
• Interoperability: Enables transactions across different banks, regardless of the customer’s bank.
• Cardless & PIN-less: Eliminates the need for debit/credit cards or remembering complex PINs. 

Transaction Services

• Cash Withdrawal: Withdraw cash from Aadhaar-linked accounts.
• Cash Deposit: Deposit money into linked bank accounts.
• Balance Enquiry: Check account balances instantly.
• Mini Statement: Get details of recent transactions.
• Fund Transfer: Send money to other Aadhaar-linked accounts (Aadhaar-to-Aadhaar).
• BHIM Aadhaar Pay: Facilitates digital payments at merchant locations. 

Benefits & Accessibility

• Financial Inclusion: Serves unbanked and underbanked populations, especially in rural areas.
• Accessibility: Works through Micro ATMs and Banking Correspondents (BCs) in remote locations.
• Government Payments: Facilitates easy disbursement of welfare funds (e.g., pensions, MNREGA).
• Low Connectivity Friendly: Can operate in areas with poor internet connectivity. 

Accessibility & Security

• Last-Mile Banking: Extends banking to remote areas via banking correspondents (BCs) and micro-ATMs, driving financial inclusion.
• High Security: Biometric validation minimizes fraud and unauthorized access.
• Ease of Use: Simple interface, ideal for individuals with low literacy or technical skills. 

Additional Functionality

• Government Payments: Secure channel for disbursing government scheme benefits (DBT).
• BHIM Aadhaar Pay: Enables merchants to accept payments digitally using Aadhaar. 

Steps AEPS API Integration Process

Integrating AEPS API involves partnering with a certified Noble web studio and following a structured process of registration, technical Aeps setup, and testing. Direct integration with the National Payments Corporation of India (NPCI) is not possible, so a Noble web studio is necessary. 

Pre-requisites for Integration

Before beginning the process, you will need:

• A registered business entity with necessary documents like PAN and business registration proof.
• A registered bank account for settlements and commissions.
• UIDAI-certified biometric devices (fingerprint or iris scanners).
• A technical team to handle the API implementation. 

AEPS API Integration Process 

The general steps to integrate the AEPS API into your platform are:

Select a Certified AEPS API Provider

1. Noble web studio is a reliable Aeps API provider that is authorized by the NPCI and adheres to RBI and UIDAI guidelines.
2. Noble web studio based on factors like security standards, technical support, commission structure, and reliability.

Onboard and Complete Legal Formalities

1. Register your business with the Noble web studior by filling out their online application form.
2. Complete the mandatory Know Your Customer (KYC) verification by submitting required documents (Aadhaar, PAN, bank details, etc.).
3. Sign the necessary agreements and receive your unique best Aeps API credentials, such as a Merchant ID, Aeps API keys, and access tokens.

Acquire and Register Biometric Devices

1. Purchase UIDAI-certified biometric scanners (fingerprint or iris) that are compatible with Noble web studio povide platform.
2. Install the manufacturer’s Registered Device (RD) service software and register the hardware with Noble web studio.

Develop and Integrate the API

1. Your development team will use the Aeps API documentation and SDKs provided by the vendor to build the necessary front-end and back-end components within your application or website.
2. Integrate the biometric device SDK to securely capture and encrypt customer biometric data for authentication.
3. Ensure all communications use secure protocols (HTTPS) and data is encrypted.

Test in a Sandbox Environment

1. Thoroughly test all transaction types (cash withdrawal, balance inquiry, etc.) in the provided sandbox (testing) environment to ensure seamless functionality and proper error handling.

Go Live and Monitor

1. Once testing is successful and approved, switch to the live/production environment using your live Aeps API credentials.
2. Deploy your application, provide training to your agents or end-users, and start offering AEPS services to customers.
3. Continuously monitor transactions, manage settlements, and provide ongoing customer support.

AEPS Commission Structure

An AEPS commission structure rewards retailers with tiered earnings, usually fixed amounts per transaction that increase with the withdrawal value, like ₹2-₹3 for ₹100-₹999 and up to ₹13+ for ₹3,000+ withdrawals, plus small fixed fees for balance inquiries (₹2-₹5) and mini statements (₹3-₹7). These structures vary by Noble web studio and may include incentives for fund transfers, aiming to provide steady income for agents by driving footfall and offering diverse financial services.

Typical AEPS Commission Tiers (Example)

• ₹100 – ₹999: ~₹2 – ₹3 per transaction
• ₹1,000 – ₹1,499: ~₹3 – ₹4.5 per transaction
• ₹1,500 – ₹1,999: ~₹4.5 – ₹5.5 per transaction
• ₹2,000 – ₹2,999: ~₹5 – ₹7 per transaction
• ₹3,000+: Up to ₹13 or more per transaction

Typical Commission Structure Breakdown

Cash Withdrawal (Most Common):

• Tiered System: Commissions increase with transaction value.
• Example Slabs: ~₹2 for ₹100-₹999, ~₹3 for ₹1,000-₹1,499, ~₹5.50 for ₹2,000-₹2,499, and ₹13+ for ₹3,000+.
• Provider Example: Noble web studio offers ₹13 + ₹2 per withdrawal.

Balance Inquiry:

• Smaller, fixed commission (e.g., ₹2 – ₹5).

Mini Statement:

• Fixed commission (e.g., ₹3 – ₹7).

Other Services (Optional):

• Aadhaar to Aadhaar Fund Transfers: Can earn ₹5 to ₹10 per transaction.
• Recharge/Bill Payments/Pan Card Services: May offer separate commissions.

Key Factors Affecting Commissions

• Service Provider: Noble web studio offer best rates.
• Transaction Volume: Higher volumes can lead to higher overall earnings.
• Bank Networks: Banks with strong rural reach (e.g., SBI, PNB) often offer competitive commissions.
• Bundled Services: Integrating bill payments, recharges, and money transfers creates a one-stop-shop and increases income potential.

How AEPS Solution Helps Increase Retailer Income

The Aadhaar Enabled Payment System solution helps retailers increase their income by transforming their local shops into “mini-banks” or banking service points. This allows them to generate a steady, daily, commission-based income while also boosting their core business through higher customer traffic. 

Here is how an AEPS solution helps increase retailer income:

1. Direct Income Through Commissions 

Retailers earn a commission for every successful AEPS transaction, creating a new and consistent daily revenue stream. 

• Cash Withdrawal: This is the primary income source, often following a tiered model. For example, a withdrawal of ₹3,000+ can earn a commission of ₹13 or more.
• Balance Inquiry & Mini Statements: While smaller, these services provide fixed commission fees, usually ranging from ₹1 to ₹5.
• Fund Transfer (Aadhaar-to-Aadhaar): Retailers can also earn commission on money transfers.
• High-Volume Potential: Active agents can earn significant supplementary income, with reports suggesting 30 transactions daily can yield ₹6,000–₹10,000+ per month.

2. Increased Customer Footfall and Sales 

Offering essential banking services turns a local shop into a one-stop-shop, driving up customer traffic, particularly in rural or unbanked areas.

• Cross-Selling Opportunities: Customers visiting to withdraw cash are more likely to purchase other goods, such as groceries or mobile recharges, from the same store.
• Enhanced Customer Loyalty: Providing a reliable and necessary service (like accessing pensions or subsidies) builds trust and reputation within the community, encouraging repeat business.

3. Low-Investment Business Opportunity

Starting AEPS business requires minimal initial investment, making it a cost-effective way to boost earnings.

• Minimal Setup: Retailers only need a smartphone, an internet connection, and a compliant biometric (fingerprint or iris scanner) device.
• No High Maintenance: Unlike traditional micro ATM, micro-ATMs used for AEPS have no monthly rent or high maintenance costs. 

4. Diversified Service Portfolio 

AEPS platforms often allow integration with other digital services, multiplying income streams. 

• Additional Services: Retailers can offer utility bill payments (electricity, gas, water), mobile/DTH recharges, and travel bookings through the same platform.
• Direct Benefit Transfer (DBT): Retailers facilitate the direct transfer of government subsidies, pensions, and NREGA wages, ensuring a steady stream of customers.

Key Factors for Maximizing Aeps Earnings

Maximizing earnings in the Aadhaar Enabled Payment System (AEPS) requires a combination of strategic location, high transaction volumes, service diversification, and choosing the Noble web studio. Key factors for maximizing AEPS earnings include: 

• Transaction Volume and Value: Commissions are typically structured in tiers, where higher-value withdrawals (e.g., ₹3,000 and above) generate higher payouts (often up to ₹13-₹15 or more per transaction).
• Optimal Location and Customer Base: Operating in rural, semi-urban, or underbanked areas with limited ATM access increases customer footfall and reliance on agent-based services.
• Diverse Service Offerings: Beyond cash withdrawals, maximizing income involves offering additional services like Mini Statements, Balance Inquiries, Fund Transfers (Aadhaar-to-Aadhaar), and Bharat Bill Pay (BBPS) to generate multiple, consistent revenue streams.
• High Transaction Success Rates: Partnering with a Noble web studio that ensures a high success rate (98%+) and minimal downtime reduces failed transactions and enhances customer trust, encouraging repeat business.
• Service Diversification (Cross-Selling): Utilizing high customer footfall from banking services to cross-sell other products, such as mobile recharges, utility bill payments, or DTH recharges, increases overall business revenue.
• Leveraging Aadhaar Pay: Using BHIM Aadhaar Pay for transactions allows merchants to accept payments, potentially with higher limits (up to ₹50,000) than standard AEPS, and often with different commission structures.
• Fast Settlements (T+1/T+0): Utilizing a Noble web studio that offers quick, daily, or instant settlement of funds (T+1 or T+0) ensures that agents have enough working capital to handle high-volume cash demands.
• Security and Trust: Using STQC-certified biometric devices and ensuring strict, secure, and compliant transactions reduces fraud risks, which is crucial for building a long-term, trusted, and profitable business.
• Adhering to Regulatory Compliance: Ensuring that the Aeps b2b platform is compliant with NPCI and RBI guidelines, including proper KYC for agents, avoids service disruption and potential legal issues. 

Tips To High Earn Aeps Commission

To earn high AEPS commissions, focus on location, reliability, and multiple services, offering cash withdrawals, bill payments, money transfers (DMT), and micro ATM services in areas with banking gaps, ensuring fast, secure transactions with excellent customer support, and promoting locally to build trust and increase customer footfall for higher transaction volumes. Choosing a Noble web studio with competitive commission tiers and instant settlements also significantly boosts earnings.

Strategy for High Earnings

1. Strategic Location: Set up in rural areas, near markets, bus stands, or where traditional banks are scarce to attract high footfall.
2. Reliability & Speed: Use high-quality Aeps biometric devices and reliable internet for fast, failure-free transactions, building customer trust.
3. Offer Multiple Services: Bundle AEPS with DMT, bill payments (BBPS), recharges, and micro-ATM, turning your shop into a one-stop digital financial hub.
4. Customer Education & Service: Explain AEPS benefits and security to build confidence, especially in unbanked areas, and offer prompt support.
5. Local Promotion: Use pamphlets, WhatsApp, and local listings to inform residents about your essential services.
6. Choose the Right Platform: Partner with Noble web studio offering tiered commissions (higher for larger withdrawals), instant settlements, and good support (e.g., Biznext, Ezeepay). 

Commission & Income Potential

• Tiered Commissions: Aeps Platforms offer higher commissions (e.g., ₹4 for ₹2,000-₹2,499 withdrawals) as transaction amounts increase, maximizing earnings per customer.
• Volume Matters: Aim for many transactions; earning ₹5-₹15 per withdrawal, 30 transactions daily can yield ₹6,000-₹10,000 monthly.
• Cross-Selling: Increased footfall from AEPS leads to more sales of your core products, boosting overall income. 

By combining high-volume, multi-service operations with a reliable Aeps platform and excellent customer experience, you can significantly increase your AEPS commissions. 

AEPS Solution Cost Provide

AEPS solution costs vary widely, from initial setup fees of ₹12,000 – ₹35,000 for fast Aeps API to ₹15,000 – ₹80,000+ for complete Aeps software or Aeps portals, with Noble web studio offering monthly plans or charging per transaction (0.5-1%) or annual fees; expect costs for hardware (micro-ATM/scanner), Aeps software integration (API/White Label), and ongoing operational costs like transaction charges.

Cost Components

• Setup/Software: ₹12,000 – ₹80,000+ for best Aeps API integration or full Aeps software.
• White-Label Portals: Often start around ₹15,000 – ₹30,000+ for basic Aeps setup.
• Hardware: Cost for a biometric scanner/micro-ATM (often separate).
• Transaction Fees: Noble web studio charge a small commission (e.g., 0.5-1%) or a fixed fee per transaction.
• Monthly/Annual Fees: Some services have recurring charges.

Typical Price Ranges

• Basic AEPS API: Around ₹12,000 – ₹35,000 (setup).
• Software/Portals: ₹15,000 – ₹80,000+ for Aeps B2B software or Aeps API solutions (one-time or setup).
• Monthly/Service: Some offer for around ₹15,000/month or annual plans. 

Factors Influencing Price

• Type of Service: Aeps API access for developers versus a complete white-label portal.
• Integration Type: API (needs development) vs. White Label Aeps (ready made Aeps portal).
• Features: Basic vs. advanced features like mini-statements, fund transfers.
• Provider: Noble Web Studio have best pricing models.
• Transaction Volume: Higher volumes may unlock better rates.

AEPS Solution Requirements for Retailers

To offer AEPS services, retailers need personal KYC (Aadhaar, PAN, photo, bank proof), a smartphone/PC with internet, a UIDAI-certified biometric device, and a functional mobile number linked to their Aadhaar; they must register with an Noble web studio, complete e-KYC, and be prepared to offer basic banking (cash withdrawal, balance inquiry, mini-statements) using customer biometrics. 

Personal & Documentation Requirements

• Age: 18+ years.
• Nationality: Indian Citizen.
• Aadhaar Card: Valid and linked to a bank account.
• PAN Card: For KYC verification.
• Bank Account: Active savings account with proof (cancelled cheque/passbook).
• Mobile Number: Linked to Aadhaar and bank.
• Photograph: Passport-sized. 

Technical & Hardware Requirements

• Smartphone/PC: With internet connectivity.
• Biometric Device: UIDAI-certified fingerprint or iris scanner.
• AEPS Software/App: Provided by the service partner.

Operational & Skill Requirements

• Registration: With a recognized AEPS service provider like Noble web studio.
• e-KYC: Complete the Noble web studio provide form online Know Your Customer process.
• Basic Skills: Familiarity with online transactions and the AEPS app.
• Services Offered: Cash withdrawal, balance inquiry, mini-statements. 

Key Steps for Retailers

1. Gather Documents: Collect all required KYC and bank documents.
2. Choose Provider: Select an Noble web studio.
3. Register: Complete the online form and e-KYC with the Noble web studio.
4. Get Device: Acquire the required biometric hardware.
5. Start Serving: Begin offering basic banking services to customers. 

AEPS Solution Architecture & Security Standards

The Aadhaar Enabled Payment System (AEPS) is a bank-led model designed by the National Payments Corporation of India (NPCI) that enables secure, interoperable, and cardless banking transactions (cash withdrawal, balance inquiry, mini-statement) using a 12-digit Aadhaar number and biometric authentication (fingerprint/iris). 

AEPS Solution Architecture

The AEPS architecture is designed for real-time, secure, and interoperable transactions between customers and their bank accounts, commonly deployed through Business Correspondent (BC) networks or Micro-ATMs.

Components:

• Customer/User: The individual initiating the transaction using Aadhaar-linked bank account (AEBA).
• Agent Touchpoint (ATO): A kiosk, micro-ATM, smartphone, or PC operated by a Banking Correspondent (BC).
• Biometric Device: UIDAI-certified, STQC-compliant fingerprint or iris scanner for biometric capture.
• Acquirer Bank’s FI Switch: Receives the transaction data and initiates the request.
• NPCI Central Switch (AEPS): Routes and manages transactions, ensuring interbank connectivity.
• Issuer Bank (Customer’s Bank): Verifies the Aadhaar number, biometric data, and account balance.
• UIDAI Database: Validates the biometric data for authentication.

Transaction Flow: Customer initiates request (e.g., cash withdrawal) –>Agent captures biometric data –> Data encrypted and sent to Acquirer Bank –>NPCI routes request to Issuer Bank/UIDAI –>Verification & Processing –>Confirmation/Rejection sent back to agent in real-time.

Security Standards & Compliance (2025–2026)

With new directives, particularly those effective from January 2026, the RBI and NPCI have mandated stricter security measures to prevent fraud and secure user data. 

• Biometric Authentication: Mandatory two-factor authentication using Aadhaar and biometric verification (fingerprint or iris scan), with a push toward “liveness detection” to prevent spoofing.
• Data Encryption: End-to-end encryption (SSL/TLS) for data in transit and at rest, specifically for PidData (Personal Identity Data).
• No Data Storage: Raw biometric data cannot be stored locally on the agent’s device or the platform’s servers, as mandated by UIDAI, and is only used for one-time authentication.
• Registered Device (RD) Service: Only STQC-certified biometric devices with active RD services are permitted, ensuring secure data capture.
• Strict KYC & Monitoring: Mandatory, rigorous Know Your Customer (KYC) for all agents and merchants, with continuous, real-time monitoring of transactions to detect suspicious activity.
• One-Operator-One-Bank Policy: To enhance accountability, each AEPS operator touchpoint is linked to only one bank.
• Inactive Operator Verification: Verification of operator identity is mandatory for those who have been inactive for three consecutive months.
• Transaction Limits: NPCI mandates a maximum of Rs. 10,000 per transaction, with some banks imposing lower daily or monthly limits. 

Technology Stack & Features

• API Integration: Secure AEPS APIs allow integration with existing banking/fintech platforms, supporting JSON/XML, HTTPS, and OAuth 2.0.
• Cloud-Native Architecture: Scalable, cloud-based systems with microservices, offering high uptime (ideally >98%).
• Real-time Fraud Detection: AI and ML-driven systems (EFRMS/SIEM) that monitor transactions in real-time.
• Tokenization: Used to protect sensitive information during transactions. 

Security, Compliance, and NPCI Guidelines in AEPS Solution

AEPS (Aadhaar Enabled Payment System) security relies on strict NPCI/RBI guidelines, mandating biometric authentication (Aadhaar), end-to-end encryption, robust KYC for agents, daily monitoring, and strict data handling, with recent rules focusing on continuous ATO (touchpoint operator) oversight and risk-based controls to prevent fraud, ensuring secure, compliant basic financial transactions for users. 

Key Security & Compliance Pillars

1. Biometric Authentication: Core to AEPS, using UIDAI-certified devices for fingerprint/iris scans for secure user verification, preventing unauthorized access.
2. NPCI & RBI Directives: Noble web studio must adhere to guidelines set by the National Payments Corporation of India (NPCI) and the Reserve Bank of India (RBI).
3. KYC & Due Diligence: Strict Know Your Customer norms for agents (ATOs), including background checks and regular KYC updates, are mandatory.
4. Data Encryption: Sensitive data must be encrypted end-to-end during transmission and storage, with raw biometrics used only for authentication.
5. Monitoring & Risk Management: Banks must continuously monitor ATO activities, implement risk-based controls, and set transaction limits based on operator risk profiles.

Recent NPCI/RBI Guidelines (Effective Jan 1, 2026) 

• Enhanced ATO Oversight: Banks must conduct thorough KYC, monitor ATOs daily, and manage risks related to touchpoint operators.
• Discontinuation of Dormant Accounts: Services can be stopped for accounts with no AEPS debits in the past 12 months to curb misuse.
• Strict Technology Controls: Mandating the exclusive use of APIs for AEPS transactions to prevent unauthorized software use. 

User Best Practices for Security

• Verify Aadhaar-Bank Linkage: Ensure your Aadhaar is properly linked to your bank account for AEPS to function.
• Use Trusted Providers: Transact only with Noble web studio and secure channels.
• Monitor Transactions: Enable real-time SMS/email alerts and regularly check transaction history.
• Protect Biometrics & PINs: Keep Aadhaar details private and use strong, unique PINs. 

By adhering to these stringent measures, AEPS aims to provide secure, accessible financial services, combating fraud while promoting financial inclusion. 

AEPS KYC Requirements for Aadhaar Banking

AEPS KYC (Aadhaar Enabled Payment System Know Your Customer) requirements are crucial for security, fraud prevention, and financial inclusion, ensuring only the legitimate account holder can access funds through biometric verification, protecting against identity theft, and enabling paperless banking for rural populations by using Aadhaar for identity confirmation with UIDAI. This mandatory process allows secure, basic banking services like cash withdrawal, deposits, and transfers via fingerprints or iris scans, linking physical identity to digital accounts.

Why KYC is Required for AEPS:

1. Fraud Prevention: Biometric data (fingerprints/iris) is hard to forge, preventing criminals from accessing accounts by stealing identities or cards, a growing concern for the RBI.
2. RBI Mandate: The Reserve Bank of India requires KYC (Know Your Customer) for all financial services to comply with anti-money laundering (AML) rules.
3. Money Laundering Control: Helps banks comply with RBI regulations (Know Your Customer) to monitor and stop illicit financial flows. 
4. Identity Verification: Uses UIDAI (Unique Identification Authority of India) data for secure, digital matching of demographics (name, address, photo) with biometrics.
5. Security: It adds a strong, unique layer of security, confirming identity against the UIDAI database, not just a PIN or password.
6. Financial Inclusion: It brings formal banking to remote areas where traditional banking is scarce, leveraging Aadhaar as a universal identity document.
7. Regulatory Compliance: The Reserve Bank of India (RBI) mandates KYC for financial services to prevent money laundering and ensure secure transactions.
8. Operator Accountability: Stricter KYC for AEPS operators (Agents/BCs) under new RBI rules (effective Jan 2026) ensures better monitoring and reduces fraud risk.
9. Paperless & Convenient: AEPS uses Aadhaar e-KYC (electronic Know Your Customer) for instant, paperless verification, making account opening and transactions easier. 

AEPS KYC Documents Required in India

For AEPS (Aadhaar Enabled Payment System) KYC in India, you need your Aadhaar Card (linked to bank), PAN Card, an active Bank Account (with passbook/cheque proof), a Passport-sized Photo, and a linked Mobile Number, along with a compatible biometric device for agents; customers only need Aadhaar & biometrics. These documents verify identity, financial details, and compliance for agents starting AEPS services. 

Mandatory Documents for AEPS Agents/Providers:

• Aadhaar Card: Essential for identity verification and linking to bank accounts.
• PAN Card: Required for tax compliance and business authentication.
• Bank Account Details: Proof like a first page of passbook, cancelled cheque, or bank statement for settlements.
• Passport-Sized Photograph: A recent one on a neutral background.
• Linked Mobile Number: For OTPs and alerts, linked to your Aadhaar. 

Additional/Recommended Items:

• Business Proof (If applicable): Shop & Establishment License, GST registration, utility bills.
• Biometric Device: Fingerprint/iris scanner for authenticating transactions.
• Internet-enabled Device: Smartphone or computer.

For Customers (To use AEPS):

• Aadhaar Number & Linked Bank Account.
• Biometric Authentication (fingerprint/iris).

AEPS KYC Process for Agents and Retailers

The AEPS (Aadhaar Enabled Payment System) KYC process for agents involves selecting a Noble web studio, registering online, and completing strict verification by submitting documents like Aadhaar, PAN, address proof, and photos, often with a video KYC, to get approved for offering banking services like cash withdrawal and balance checks through biometric authentication. Agents need to integrate approved hardware (biometric device) and software/apps to provide these services and earn commissions while ensuring

AEPS KYC Process for Agents/Retailers

1. Choose an AEPS Provider: Select a Noble web studio that offers secure, NPCI-compliant platforms and strong support.
2. Registration: Fill out the Noble web studio provide online registration form with your personal and business details.

KYC Verification:

1. Document Submission: Provide scans/photos of your Aadhaar, PAN card, bank passbook, and a recent photo.
2. Aadhaar-Mobile Linkage: Ensure your Aadhaar is linked to a functional mobile number for OTP verification.
3. Video KYC: Noble web studio require a live video call for identity verification.
4. Bank Details: Submit active bank account details linked to your Aadhaar.

Hardware & Software Setup:

1. Biometric Device: Acquire a UIDAI-certified fingerprint or iris scanner (sold separately or provided by the Noble web studio).
2. Internet Device: Get a smartphone or computer with internet access.
3. Software Integration: Integrate AEPS app or API into your system.
4. Training & Compliance: Get trained on using the platform and maintaining regulatory standards.

Start Transactions: Once approved, you can offer services like:

1. Cash Withdrawal & Deposit (Aadhaar ATM)
2. Balance Inquiry
3. Mini Statement

Key Requirements

• Documents: Aadhaar, PAN, Address Proof, Photo, Bank Account.
• Biometric Device: Fingerprint/Iris Scanner.
• Connectivity: Smartphone/PC & Internet.
• Aadhaar-linked Mobile Number: Essential for verification. 

AEPS KYC Guidelines by RBI and NPCI

RBI’s recent AEPS guidelines (effective Jan 1, 2026) mandate robust KYC for Touchpoint Operators (ATOs) using RBI’s 2016 Master Direction, including fresh re-KYC for those inactive 3+ months, strict API/tech controls, ongoing risk-based monitoring by banks (location, volume), and better grievance redressal, all aimed at curbing fraud and enhancing ecosystem security. NPCI offers the AEPS platform, enabling Aadhaar-based payments, while RBI sets the regulatory framework for operators. 

Key KYC & Due Diligence Guidelines for ATOs 

• Full KYC Onboarding: Banks must conduct thorough due diligence on all ATOs, following RBI’s Master Direction – KYC, 2016, using Aadhaar e-KYC or other officially valid documents (OVDs).
• Mandatory Re-KYC: If an ATO remains inactive (no transactions) for a continuous period of three months, the acquiring bank must perform a fresh KYC verification before reactivating them.
• Ongoing Monitoring: Banks must continuously monitor ATO activities using transaction monitoring systems to detect anomalies, setting risk-based parameters (location, transaction volume/velocity).

Technology & Security Measures

• Restricted API Use: Only authorized APIs meant exclusively for AEPS must be used, preventing unauthorized access and misuse.
• Fraud Risk Management: Banks need to integrate AEPS with Enterprise Fraud Risk Management Systems (EFRMS) and Security Information & Event Management (SIEM) for better oversight. 

Objectives of the New Rules

• Strengthen the security and integrity of the AEPS ecosystem.
• Prevent fraudulent activities and enhance accountability.
• Build greater trust in digital financial inclusion initiatives.

Who is Involved?

• RBI (Reserve Bank of India): Sets the regulatory framework, including KYC norms and security mandates.
• NPCI (National Payments Corporation of India): Develops and manages the AEPS platform.
• Acquiring Banks: Responsible for onboarding, due diligence, ongoing monitoring, and compliance with RBI guidelines for their appointed ATOs.
• ATOs (AEPS Touchpoint Operators): Agents facilitating transactions, now subject to stricter onboarding and monitoring.

Aeps Api Solution Provider in India

Noble web studio is an AEPS API Solution Provider offers businesses the technical tools (API) to integrate Aadhaar Enabled Payment System (AEPS) services, allowing customers to perform basic banking like cash withdrawal, balance checks, and fund transfers using just their Aadhaar number and biometric data, fostering financial inclusion, especially in rural areas. Noble web studio provide secure, compliant integration with banks for seamless Aadhaar-based transactions, crucial for fintechs, retailers, and banking agents. 

What AEPS API Providers Offer:

• Core Banking Services: Cash Withdrawal, Balance Inquiry, Mini Statement, Fund Transfers (Aadhaar to Aadhaar).
• Integration: APIs to embed banking functions into existing apps/platforms (micro-ATMs, POS devices).
• Security: Biometric authentication (UIDAI standards) and data encryption for fraud prevention.
• Interoperability: Connects with various banks for universal service access.
• Support: Technical assistance, dashboards, and reporting for businesses. 

How to Choose the Best AEPS Solution Provider

Noble web studio the best AEPS solution provider, focus on security and compliance (NPCI/RBI certified), reliability (high success rates, low downtime), and profitability (high commissions, low fees), alongside a user-friendly interface, strong support, and added features like bill pay for a holistic, profitable, and smooth operation. 

Key Factors to Consider:

Security & Compliance:

• NPCI/RBI Certified: Must be authorized and follow guidelines.
• Data Security: Look for strong encryption, SSL, and biometric security.

Reliability & Performance:

• High Success Rate: Aim for 98%+ transaction success.
• Low Downtime: Stable platform with minimal technical glitches.
• Fast Settlements: Instant or same-day fund transfers for better liquidity.

Cost & Profitability:

• High Commissions: Look for competitive rates and potential bonuses (cashback, referrals).
• Transparent Fees: Understand all costs, including setup and per-transaction charges.

User Experience (Agent & Customer):

• Intuitive App/Portal: Easy to navigate and use.
• Multi-Bank Support: Broad network for customer convenience.
• Added Services: Bill payments, recharges, etc., for extra income.

Support & Reputation:

• 24/7 Support: Quick resolution for technical issues.
• Reviews: Check independent reviews and ask for references.

Scalability

• Growth Potential: Options for expansion, white-labeling, or distributor models. 

Why Noble Web Studio is the Best AEPS Solution Provider in India

Noble web studio is the best AEPS solution provider in India depends on individual needs, but top contenders like Noble web studio are praised for high retailer commissions, robust security (biometric), real-time processing, user-friendly apps, reliable uptime, and value-added services (bill pay, DMT) that drive financial inclusion, offering seamless experiences for agents and customers by focusing on compliance with RBI/NPCI guidelines, strong support, and multi-bank integration for diverse rural and semi-urban banking access. 

Key Factors Defining a Top Provider:

• High Earnings: Competitive commission structures (e.g., ₹12-₹15 per transaction) and fast payouts are crucial for retailers.
• Reliability & Uptime: Real-time transaction processing and high success rates ensure customer satisfaction and trust.
• Security: Strict adherence to RBI/NPCI rules, biometric authentication, and data encryption prevent fraud.
• User Experience: Intuitive mobile apps, easy onboarding, and well-documented APIs for smooth operation.
• Comprehensive Services: Offering more than just withdrawals, like deposits, balance inquiries, Domestic Money Transfer (DMT), and BBPS (Bill Payment).
• Strong Support: 24/7 technical assistance and retailer training are vital for smooth operations.
• Financial Inclusion Focus: Bringing banking to underserved rural/semi-urban areas through accessible, card-less services. 

Future Trends AEPS Solution

Future Aadhaar Enabled Payment System (AePS) solutions are pivoting toward advanced security, including AI-driven fraud detection, mandatory biometric liveness detection, and multi-modal authentication (iris/face). By 2026, transactions are expected to exceed 3.5 billion, with systems integrating blockchain, deeper UPI/wallet connectivity, and expanded, secure rural micro-ATM, micro-loan, and insurance services, all under strict RBI compliance. 

Key Future Trends in AEPS Solutions (2026+)

Advanced Security & Fraud Detection:

• AI/ML Integration: Real-time AI and Machine Learning will analyze transaction behavior to detect and block fraud before it occurs.
• Liveness Detection: To combat spoofing, systems will mandate liveness detection to ensure the user is physically present, moving beyond simple fingerprint matching.
• Multi-Modal Biometrics: Increased reliance on Iris and Face scanning as primary or secondary authentication methods.
• Blockchain Technology: Implementation of blockchain to create immutable, transparent transaction records.

Expanded Service Scope & Integration:

• Comprehensive Financial Hubs: AEPS will evolve from simple cash withdrawal/balance inquiry to offering, micro-loans, insurance, and premium services.
• Unified Ecosystem: Deeper, seamless integration with UPI, wallet services, and banking apps for improved interoperability.
• API-Driven Solutions: Increased use of secure, high-performance APIs for easier integration by fintechs and banks.

User Experience and Infrastructure:

• Mobile-First Design: Enhanced user-friendly interfaces, specifically for rural, non-tech-savvy users.
• Expansion of Micro-ATMs: Growth of rural micro-ATM networks to further increase accessibility to cash in remote areas.

Regulatory & Compliance Changes:

• Stricter RBI Norms: Mandatory, stringent agent KYC and continuous, real-time monitoring of transactions to enhance safety and trust.
• KPMG points to new controls effective January 1, 2026, aimed at tightening security.

Cost Trends for Solutions:

• Developing advanced, white-label AEPS portals can range from ₹30,000 to over ₹1.2 Lakhs, with costs highly dependent on customized features, security enhancements, and integration needs. 

Conclusion

An AEPS solution has become a powerful tool to deliver fast, secure, and paperless banking services across India, especially in rural and semi-urban areas. With Aadhaar-based authentication, AEPS allows users to withdraw cash, check balance, and access basic banking services without a debit card or PIN. This makes Aadhaar Enabled Payment System one of the most trusted and inclusive digital banking solutions today.

An AEPS Solution (Aadhaar Enabled Payment System) is a secure, bank-led digital payment system in India that lets people perform basic banking transactions like cash withdrawal, deposit, and balance inquiry using their Aadhaar number and biometric (fingerprint/iris) authentication, ideal for rural areas without traditional ATMs, by connecting Aadhaar-linked bank accounts to micro-ATMs or banking agents. It promotes financial inclusion by offering cardless, PIN-less banking services through authorized Business Correspondents (BCs). 

For businesses, fintech startups, and retailers, choosing a Noble web studio is the key to long-term growth. A powerful AEPS software solution helps increase daily transactions, build customer trust, and generate steady commission-based income. With features like secure AEPS API integration, NPCI compliance, high success rates, and real-time settlements, AEPS continues to be one of the most profitable digital services today.

Noble Web Studio stands out as a leading AEPS solution provider in India, offering scalable AEPS software, easy integration, and full technical support for Aeps B2B and B2C platforms. Whether you are a retailer, distributor, or fintech company, partnering with Noble Web Studio ensures reliability, security, and future-ready Aadhaar Enabled Banking solutions.

The demand for AEPS solutions in India is growing rapidly, and businesses that adopt the right AEPS platform today will stay ahead of the competition tomorrow. If your goal is to build trust, expand digital financial services, and achieve higher profits, Noble Web Studio’s AEPS Solution is the smart and sustainable choice for success.

Partnering with a professional provider like Noble Web Studio ensures your business benefits from RBI-compliant, biometric-enabled, multi-bank integrated AEPS software. This not only enhances transaction security and reliability but also helps your business expand financial services, generate commissions, and build customer trust.

For companies looking for a secure and advanced AEPS solution in India, Noble Web Studio provides easy integration, strong compliance, and a user-friendly experience making digital banking safer and faster for everyone.

Frequently Asked Questions About AEPS Solution