Best AEPS Commission App in India 2026

The best AEPS commission app in India 2026 is a modern solution for retailers, CSPs, and digital service providers who want to offer Aadhaar-enabled banking services and earn daily income through commissions. With the increasing adoption of digital payments, AEPS apps have become essential for providing cash withdrawal, balance enquiry, and mini statement services quickly and securely.

The best AEPS commission apps often highlighted for high earnings and features include Noble Web Studio specifically mentioning high commissions (around ₹13+₹2) and advanced dashboards for tracking income, plus services like bill payments, recharges, and micro-ATM. Key factors to compare are commission rates, user-friendliness, transaction success rates, additional services (DMT, bill pay), and strong customer support for reliable service. 

AEPS commission apps enable retailers to earn ₹2–₹15+ per transaction for cash withdrawals, balance inquiries, and mini-statements. These apps provide such as Noble web studio, operate on a tiered commission structure, offering higher payouts for larger withdrawal amounts (e.g., ₹10,000+ yields maximum returns). 

A trusted AEPS commission app in India allows agents to serve multiple customers efficiently while ensuring real-time settlements, multi-bank support, and secure transactions. It reduces manual work, prevents fraud, and helps businesses stay compliant with RBI regulations.

Choosing the best AEPS commission app in India is crucial for smooth transactions, security, and customer satisfaction. Noble Web Studio provides a secure, fast, and easy-to-use AEPS commission app designed specifically for retailers and entrepreneurs. With features like real-time commission tracking, instant settlements, and high transaction success rates, businesses can expand their services and earn consistently.

At NobleWebStudio, we provide a fast, secure, and user-friendly AEPS commission app designed for high success rates and smooth performance. Our platform supports instant commission tracking, easy dashboard management, and robust customer support, making it ideal for both new and experienced agents.

In this guide, we will explore What is AEPS commission app, how AEPS commission apps work, their key benefits, features, and why Noble Web Studio is the top choice for retailers and businesses in India in 2026.

What is AEPS Commission App?

An AEPS (Aadhaar Enabled Payment System) Commission App is a digital tool for retailers to offer basic banking services (cash withdrawal, balance check, money transfer) using Aadhaar, earning commissions on each transaction, with popular platforms like Ezeepay providing these services along with bill payments, recharges, and travel bookings for extra income. These apps work with a smartphone and a biometric device, making banking accessible in rural areas and providing a steady income stream for agents. 

AEPS (Aadhaar Enabled Payment System) apps enable retailers to offer banking services cash withdrawals, balance inquiries, and mini-statements using biometric authentication, earning commissions up to ₹15+ per transaction. Leading high-commission apps in 2026 include Noble web studio (up to ₹15), Aeps india (up to ₹13+2). These apps are ideal for maximizing daily earnings through secure, instant transactions. 

AEPS Commission App Work

AEPS apps are mobile or web platforms used by authorized agents to offer basic banking services to customers in India using their Aadhaar number and biometric authentication. This system is primarily aimed at promoting financial inclusion in rural and remote areas. 

How AEPS Commission Apps Work

The AEPS system is a bank-led model developed by the National Payments Corporation of India (NPCI). A typical transaction involves the following steps: 

1. Customer Visit: A customer provides their Aadhaar number and bank name to an AEPS agent.
2. Service Selection: The agent selects the desired service on their AEPS app, like cash withdrawal or balance inquiry.
3. Biometric Authentication: The customer uses a biometric device for verification by the UIDAI.
4. Transaction Processing: After verification, the transaction is processed through the bank’s network via the NPCI.
5. Commission Earning & Settlement: The agent earns a commission for successful transactions. Funds are typically settled into the agent’s bank account daily. 

Read Blog : Best AEPS App for Retailers: Complete Guide

Who Can Use AEPS Commission App in India

In India, anyone with an Aadhaar-linked bank account can use AEPS (as a customer), but the AEPS Commission Apps are used by Retailers, Agents, Micro-Merchants, CSC Operators, and Fintech Startups to provide these services, earn commissions, and become local banking points, needing only a smartphone, scanner, and an active bank account for business. These operators offer services like cash withdrawal/deposit to customers in rural/underserved areas, earning income through transaction fees or commissions. 

Who Uses AEPS Commission Apps (Operators/Providers)?

• Retailers & Shop Owners: Small business owners can add AEPS services to their existing shop.
• Agents & CSC Operators: Individuals in villages or small towns act as banking correspondents.
• Fintech Startups: Noble web studio integrate AEPS into their platforms.
• Micro-Merchants: Small shops accepting digital payments.
• Insurance Agents: For collecting premiums at customer doorsteps. 

Requirements for Operators:

• Indian citizen, 18+ years old.
• Valid Aadhaar and PAN card for KYC.
• Active bank account for settlements/commissions.
• Smartphone, biometric device (fingerprint scanner), and internet connection. 

Who Can Use AEPS (Customers)?

• Any Indian resident with an Aadhaar number linked to a bank account.
• They use their Aadhaar & biometrics at agent points for basic banking. 

Documents and Requirements for AEPS App Registration

To register for an AEPS (Aadhaar Enabled Payment System) app, you need key documents like your Aadhaar Card, PAN Card, and Bank Account details (linked to Aadhaar), plus a passport-sized photo, a linked mobile number, and a compatible biometric device for verification. The process involves providing personal/financial IDs and ensuring your Aadhaar is linked to your bank for identity and transaction authentication. 

Personal & Identity Documents

• Aadhaar Card: Mandatory for identity & biometric authentication (fingerprint/iris).
• PAN Card: Required for tax compliance.
• Passport-Sized Photograph: For identification.
• Voter ID/Passport/Driving License (Optional): May serve as additional ID proof. 

Financial & Contact Details

• Bank Account: An active savings or current account must be linked with your Aadhaar.
• Bank Details: Account number, IFSC code, and a cancelled cheque/passbook first page for verification.
• Mobile Number: Must be active and linked to your Aadhaar for OTPs.
• Email Address: For communication. 

Hardware & Infrastructure

• Biometric Device: A UIDAI-certified fingerprint scanner (like Mantra, Morpho).
• Smartphone/Computer: To access the AEPS portal.
• Internet Connection: A stable connection is essential. 

Key Requirements for Activation

• Age: Must be at least 18 years old.
• Aadhaar-Bank Linkage: Your bank account must be seeded/linked to your Aadhaar. 

AEPS Commission App for Rural and Urban Areas

AEPS (Aadhaar Enabled Payment System) apps allow retailers in both rural and urban areas to offer mini-banking services and earn a commission on every transaction. These aadhaar enabled payment system software are a crucial part of the financial inclusion initiative in India, leveraging existing local shops as banking access points. 

Key Features & Benefits for Retailers

By using an AEPS app, any small shop owner or individual can become a local banking point (micro-ATM). 

• Earn Commission: Retailers earn income on every service provided, such as cash withdrawals, deposits, and mini-statements.
• Increased Customer Footfall: Offering essential financial services attracts more customers to the shop, potentially boosting sales of other products.
• Financial Inclusion: The system provides banking access to unbanked or underbanked populations, particularly in remote areas where traditional banks are scarce.
• Simple Setup: All that is required is a smartphone and a compatible biometric device (fingerprint scanner).
• Security: Transactions are highly secure, relying on biometric authentication (fingerprint/iris scan) and the customer’s Aadhaar number, eliminating the need for cards or PINs. 

Read Blog : AEPS Commission Portal: Complete Guide

AEPS Services Offered in AEPS Commission App

AEPS (Aadhaar Enabled Payment System) commission apps offer core banking services like Cash Withdrawal, Deposit, Balance Inquiry, and Mini Statements, plus advanced features like Fund Transfers, Aadhaar Pay, and eKYC, enabling retailers to earn commissions by acting as micro-ATMs using biometric authentication (fingerprint/iris scan) for secure, cardless transactions, driving financial inclusion. 

Core AEPS Services

• Cash Withdrawal: Customers withdraw cash using their Aadhaar and biometrics.
• Cash Deposit: Deposit cash into Aadhaar-linked bank accounts.
• Balance Inquiry: Check account balance instantly.
• Mini Statement: Get recent transaction details.
• Fund Transfer: Transfer money between Aadhaar-linked accounts. 

Advanced & Supporting Services

• BHIM Aadhaar Pay / Aadhaar Pay: Secure UPI payments using Aadhaar authentication.
• eKYC: Electronic Know Your Customer verification.
• Best Finger Detection: Helps in identifying the best finger for authentication.
• Dual Authentication: Enhanced security feature.
• Direct Benefit Transfer (DBT) Withdrawals: Access government subsidies. 

Why AEPS Commission App Are in High Demand in India

AEPS (Aadhaar Enabled Payment System) commission apps are in high demand in India because they drive financial inclusion in rural areas, offer retailers new income streams via commissions, increase foot traffic for local shops, and provide secure, easy-to-use banking services (like cash withdrawals/deposits) using just Aadhaar and biometrics, eliminating the need for cards or complex tech. This system benefits unbanked populations, empowers local businesses as agents, and supports the government’s digital/cashless initiatives. 

For Retailers & Entrepreneurs (Agents)

• New Revenue Stream: Earn commissions on every transaction (cash withdrawal, balance check, etc.).
• Increased Footfall: Attracts customers needing banking services, who then might buy other products.
• Low Setup Cost: Requires just a smartphone and a biometric device.
• Diversified Services: Can add bill payments, mobile recharges, etc., to the platform.
• Empowers Local Economy: Allows small shops to become mini-banks. 

For Customers (Especially Rural/Unbanked)

• Financial Inclusion: Access banking services in remote areas with limited branches.
• Convenience: No need for bank visits; only Aadhaar & fingerprint needed.
• Security: Biometric authentication reduces fraud.
• Direct Benefit Transfers (DBT): Efficient disbursement of government subsidies. 

Broader Impact

• Supports Digital India: Promotes cashless, transparent transactions.
• Scalable Business: Startups can quickly offer fintech services via AEPS API.

AEPS apps fulfill a massive need for accessible banking in underserved areas, creating a win-win for consumers, agents, and the financial ecosystem. 

Why AEPS Commission App Is Important

An AEPS commission app is important primarily because it serves as a crucial tool for financial inclusion in remote areas and provides a significant new revenue stream for local businesses. The aeps commission app transforms a local shop into a mini-bank or micro ATM, making basic banking services accessible to unbanked and underbanked populations. 

Importance for Financial Inclusion and Customers

• Accessibility in Remote Areas: Many rural areas lack physical bank branches or traditional ATMs. AEPS apps, used by local agents (business correspondents), bring essential banking services like cash withdrawals, deposits, and balance inquiries closer to the customer’s doorstep.
• Simple and Convenient Banking: Users only need their Aadhaar number and biometric authentication (fingerprint or iris scan) to conduct transactions, eliminating the need for physical debit cards, credit cards, or remembering PINs. This is especially helpful for individuals with limited literacy or technical knowledge.
• Secure Transactions: The system relies on secure, government-backed biometric verification, which is difficult to counterfeit, thus reducing the risk of fraud, identity theft, or card skimming.
• Direct Benefit Transfers (DBT): The platform facilitates the seamless and transparent disbursement of government subsidies, pensions, and other welfare scheme benefits directly into beneficiaries’ Aadhaar-linked bank accounts. 

Importance for Retailers and Businesses (Agents)

• New Revenue Stream: Retailers and agents earn commission on every AEPS transaction they process, such as cash withdrawals and balance inquiries. This creates a steady and substantial source of supplementary income.
• Increased Customer Footfall: Offering essential banking services attracts a higher volume of customers to the shop. This increased foot traffic often leads to cross-selling opportunities and a boost in sales of the business’s primary goods.
• Low Investment, High Return: Starting AEPS service requires minimal investment, typically just a smartphone or computer, an internet connection, and a certified biometric device.
• Enhanced Customer Trust and Loyalty: By providing a reliable, secure, and much-needed service, retailers build trust and a strong reputation within their community, encouraging repeat business.
• Diversified Service Offerings: AEPS app integrate additional services like mobile recharges, bill payments, and money transfers, transforming the retail outlet into a one-stop-shop for various digital financial needs. 

The AEPS commission app is vital because it effectively bridges the gap in India’s traditional banking infrastructure, empowering local businesses while simultaneously serving the essential financial needs of underserved populations. 

Read Blog : AEPS Service App: Complete Guide

Benefits AEPS Commission App

AEPS (Aadhaar Enabled Payment System) apps offer significant benefits for both retailers (who act as banking agents) and customers, primarily by promoting financial inclusion and providing convenient, secure banking services in underserved areas. 

Benefits for Retailers (Agents/Business Correspondents)

For retailers, AEPS apps offer several advantages: 

• Commission Income: Retailers earn commissions on various transactions, including withdrawals, deposits, balance inquiries, and fund transfers, creating an additional income source.
• Increased Foot Traffic & Sales: Offering banking services attracts customers who may also make other purchases, boosting overall sales.
• Low Investment: Start AEPS services requires minimal investment, typically a smartphone, internet, and a biometric device.
• Enhanced Customer Loyalty: Providing a needed service in areas with limited banking options builds trust and encourages repeat business.
• Expanded Services: Aeps platforms include additional services like mobile recharges and bill payments, making the shop a multi-service point.
• Empowerment: Retailers become crucial links in the local financial system. 

Benefits for Customers (End-Users)

AEPS apps provide customers with accessible and secure banking: 

• Convenience & Accessibility: Customers can perform transactions locally, avoiding long trips to banks or ATMs.
• Simplified Transactions: Only an Aadhaar number and biometric authentication are needed, eliminating the need for cards or PINs.
• Security: Biometric authentication provides a high level of security, reducing fraud risks.
• Financial Inclusion: AEPS integrate unbanked populations into the financial system.
• Access to Government Benefits: The system facilitates the direct and transparent delivery of government benefits.
• Basic Banking Services: Users can perform essential transactions like cash withdrawals, deposits, balance inquiries, and fund transfers. 

Developed by the National Payments Corporation of India (NPCI), AEPS has significantly impacted India’s financial landscape. 

Read Blog : Why Every Retailer Needs a Reliable AEPS App in 2025

Features AEPS Commission App

An AEPS (Aadhaar Enabled Payment System) Commission App turns retailers into micro-ATMs, offering core banking via biometric (fingerprint/iris) authentication, with features like Cash Withdrawal, Deposit, Fund Transfers, Balance Inquiry, Mini Statements, earning agents commission on each transaction (₹1-₹15+). Key features for agents include user-friendly interfaces, instant commission payout, high success rates, support for Aadhaar Pay (higher limits up to ₹50k), and often bundled services like bill payments (BBPS), mobile recharges, and travel bookings, boosting retailer income and financial inclusion in rural areas. 

Core AEPS Features for Customers & Agents

• Cash Withdrawal: Biometric verification for cardless cash withdrawal (up to ₹10k standard, more with Aadhaar Pay).
• Cash Deposit: Deposit cash into bank accounts using Aadhaar.
• Fund Transfer (AEPS/Aadhaar Pay): Transfer money to other Aadhaar-linked accounts.
• Balance Inquiry: Check bank balance instantly.
• Mini Statement: Get recent transaction details.
• Biometric Authentication: Secure fingerprint or iris scan for identity verification.
• No Card/PIN Needed: Relies solely on Aadhaar number and biometrics. 

Key Features for Retailers (Commission & Business)

• Commission Earning: Earn ₹5-₹15 per withdrawal, ₹1-₹2 per balance check, etc..
• Micro-ATM Functionality: Act as a local banking point in remote areas.
• Financial Inclusion: Empower unbanked/underbanked populations.
• High Success Rate: Reliable transaction processing.
• User-Friendly Apps: Simple interface (e.g. Ezeepay).
• Bundled Services: Often includes BBPS (Bill Payments), Recharges, DMT (Domestic Money Transfer).
• Extended Limits (Aadhaar Pay): Allows withdrawals up to ₹50,000. 

AEPS Commission App Setup Process

Setting up an AEPS (Aadhaar Enabled Payment System) commission app involves choosing a Noble web studio, completing KYC with Aadhaar/PAN, getting a biometric device, registering it with the Aeps software, and then using the platform for services like cash withdrawals, earning commissions on transactions. Key steps are Noble web studio selection, document submission, hardware setup, and technical integration, leading to earning commissions by facilitating basic banking for customers. 

Here’s a step-by-step guide:

1. Choose an AEPS Provider

• Select a Platform: Choose a reputable AEPS service provider like Noble Web Studio that offers secure, multi-bank support, and good technical assistance. 

2. Complete Registration & KYC

• Application: Fill out the Noble web studio provide registration form.
• Documents: Submit copies of your Aadhaar Card, PAN Card, Bank Account details (Aadhaar-linked), and a passport-sized photo.
• KYC: Complete the Know Your Customer (KYC) process for verification. 

3. Get Your Hardware

• Biometric Device: Acquire a UIDAI-certified biometric device (fingerprint scanner) compatible with the Noble web studio provide system, often available through them.
• Internet Device: You’ll need a smartphone or computer with an active internet connection. 

4. Register & Integrate Hardware 

• App Download: Download the Noble web studio provide mobile Aeps app.
• Device Registration: Connect your biometric device; the system will install drivers and register it, often using your fingerprint for auto-verification. 

5. Start Transactions & Earn

• Offer Services: Begin providing services like cash withdrawal, balance inquiry, and fund transfers.
• Earn Commission: Earn a commission on each successful transaction. 

Key Requirements:

• Aadhaar & PAN Cards, Bank Account details.
• Biometric device (fingerprint scanner).
• Smartphone/PC with internet.
• Adherence to security protocols and providing customer receipts. 

Read Blog : Top AEPS Platform Provider in India: Complete Business Guide

AEPS Commission App Commission Structure

AEPS (Aadhaar Enabled Payment System) commission structures are tiered and vary by Noble web studio and transaction amount. Retailers earn a commission for each transaction they facilitate, typically a fixed amount per transaction slab for cash withdrawals, with higher amounts for higher-value transactions. 

General Commission Structure Overview (for Retailers)

Commissions are typically split among the Noble web studio. While the exact rates differ, a common tiered system is used across many platforms. 

Transaction Amount (INR)	Typical Commission (Approx. per transaction)
₹100 – ₹999	~₹2.00
₹1,000 – ₹1,499	~₹3.00
₹1,500 – ₹1,999	~₹4.50
₹2,000 – ₹2,499	~₹5.50
₹3,000 and above	Up to ₹13.00 or more

Commission by Service Type

Retailers can earn Aeps commission on various services beyond just cash withdrawals: 

• Cash Withdrawals: The primary earning source, with commissions ranging from ₹5 to ₹15+ per transaction on the volume and amount.
• Balance Inquiry: Typically offers a smaller, fixed commission (e.g., ₹2 – ₹5).
• Mini Statement: Commissions are generally in the range of ₹3 – ₹7 per transaction.
• Aadhaar to Aadhaar Fund Transfers: These can yield commissions of around ₹5 to ₹10 per transaction. 

Key Factors Affecting Commission

• AEPS Service Provider: Noble web studio sets its own specific commission chart.
• Transaction Value: Commissions are higher for larger transaction amounts.
• Role in the Chain: Retailers earn a direct commission, while distributors and master distributors earn a share based on the volume of transactions from their network of retailers.
• Additional Services: Offering other services like mobile recharges, bill payments (BBPS), and money transfers can increase overall earnings.
• Volume Incentives: Noble web studio offer bonuses or higher commission rates for agents who achieve high transaction volumes. 

For the most accurate and up-to-date information, retailers should check the official commission charts from their Noble web studio, as rates can change and vary significantly between platforms. 

Read Blog : AEPS Commission Rates in India: Complete Guide

AEPS Commission App Cost

The cost to set up an AEPS (Aadhaar Enabled Payment System) app or Aeps admin portal varies, involving initial Aeps setup fees (₹12,000 to ₹35,000+), Aeps software costs (₹25,000 to ₹1.2 Lakhs), and mandatory biometric devices (around ₹20,000). 

For retailers or agents using an existing AEPS admin platform, the primary cost is often low, with Noble web studio offering free registration, and earnings come from commissions on transactions. 

Costs to Start Your Own AEPS Platform (Business)

If you plan to develop AEPS platform or develop Aeps software, the costs are substantial and generally fall into these categories: 

AEPS Platform Setup Costs

The cost depends on whether you are looking to become an agent using an existing app or a Noble web studio one of the aeps software development company its own white label Aeps solution.

• Agent Registration (using existing apps): Often ranges from free to a one-time fee of around ₹999 for access to an existing platform.
• Biometric Device: A necessary hardware component for fingerprint authentication costs approximately ₹20,000.
• White-Label Software: Developing Aeps software and own branded AEPS platform typically costs between ₹25,000 and ₹1.2 Lakhs initially, plus potential monthly or annual support fees.
• API Integration: For startups or businesses looking to integrated AEPS into existing systems, Aeps API setup fees can range from ₹12,000 to ₹35,000, with some “proper” Aeps banking API costing significantly more (e.g., ₹4,50,000 for a specific ICICI Bank API). 

Software/Portal Development:

• Basic Admin Portal: A one-time Aeps cost of ₹25,000 to ₹60,000.
• White-Label Solution: A re-brandable Aeps solution costing anywhere from ₹25,000 to ₹1.2 Lakhs.
• Hardware (Biometric Device): A crucial cost is purchasing compatible fingerprint scanners, which are approximately ₹20,000 per device.

Ongoing/Transaction Fees:

• Monthly/Annual Fees: Noble web studio charge recurring fees for support or access, which can be around ₹15,000 per month or an annual cost.
• Transaction Fees: There may be interchange fees set by the NPCI (National Payments Corporation of India), or a commission split with the Noble web studio. 

Commission for AEPS Agents (Retailers)

For individuals operating as AEPS agents (e.g., at a local shop), the initial investment is minimal (often just a smartphone and Aeps biometric device), and the primary income is earned through commissions on customer transactions. Noble web studio offer free AEPS registration. 

Commissions are typically tiered based on the service and transaction amount: 

• Cash Withdrawal: This service offers the highest commission, often ranging from ₹2 for small transactions (₹100-₹999) up to ₹13 or more for high-value transactions (₹3,000+). Noble web studio offer up to ₹20-₹30 per cash withdrawal.
• Balance Inquiry & Mini Statements: These services typically yield a smaller, fixed commission of around ₹1 to ₹5 per transaction.
• Aadhaar Pay: Agents can sometimes charge customers a small percentage (e.g., 1%) on Aadhaar Pay transactions. 

Agent Commission Rates

Agents (retailers) earn money through a tiered commission structure based on the type and amount of the transaction. Commissions vary by Noble web studio. 

Transaction Type	Transaction Amount (₹)	Typical Commission (₹)
Cash Withdrawal	₹100 – ₹999	~₹2 per transaction
	₹1,000 – ₹1,499	~₹3 per transaction
	₹1,500 – ₹1,999	~₹4.5 per transaction
	₹3,000 and above	Up to ₹13 or more per transaction
Balance Inquiry	Any amount	~₹1–₹2 per transaction
Mini Statement	Any amount	~₹3–₹7 per transaction

High-volume agents can earn an additional ₹6,000–₹10,000+ monthly in commission income. Noble web studio offer higher potential commissions with no annual fees. 

AEPS Commission App Requirements and KYC Process

To become an AEPS (Aadhaar Enabled Payment System) agent and start earning commissions, you must meet specific requirements and complete a mandatory Know Your Customer (KYC) process with a certified Noble web studio. 

AEPS Commission App Requirements

To operate an AEPS service and earn commissions, you will need the following personal, legal, and technical components: 

Category	Requirements
Personal	* Age: Must be at least 18 years old.
	* Identification: Valid Aadhaar card and PAN card are mandatory.
	* Banking: An active bank account linked to your Aadhaar number for receiving commissions and settling transactions.
	* Contact: A functional mobile number linked to your Aadhaar and bank account, and a working email address.
Business/Legal	* Location: A physical shop or office space is generally required for verification and serving customers.
	* Registration: Partner with an authorized, NPCI-certified AEPS service provider like Noble web studio.
	* Compliance: Adherence to guidelines set by the Reserve Bank of India (RBI) and the National Payments Corporation of India (NPCI).
Technical/Hardware	* Device: A smartphone, tablet, or computer with a stable internet connection to run the AEPS application or Aeps admin portal.
	* Biometric Scanner: A UIDAI-certified fingerprint or iris scanner (e.g., from Morpho or Mantra) is essential for customer authentication. The manufacturer’s “Registered Device” (RD) service software must be installed.

AEPS KYC Process (Step-by-Step)

The KYC process is a mandatory step for legal and regulatory compliance. 

1. Choose a Service Provider: Select an NPCI-certified AEPS provider like Noble web studio, considering factors like commission structure and support.
2. Complete Registration Form: Fill out the required online application form with personal, business, and bank details.
3. Submit Documents: Upload scanned copies of documents like your Aadhaar card, PAN card, proof of bank account, and a photograph. Additional documents like proof of address may be requested.
4. Verification: The Noble web studio will verify your submitted documents, which might include online, video, or physical verification.
5. Device Registration: Connect and register your biometric device within the AEPS b2b platform according to the Noble web studio instructions.
6. Receive Credentials & Activate: Upon approval (typically 24-72 hours), you’ll receive login credentials. Log in, activate the services, and begin processing transactions. 

Note on Commissions: Agents earn commissions on successful AEPS transactions such as cash withdrawals and balance inquiries. The commission rate varies depending on the transaction value. 

Read Blog : AEPS Device Cost in India: Latest Prices and Features

Security and Compliance in AEPS Commission App

Security and compliance in AEPS (Aadhaar Enabled Payment System) commission apps are paramount, relying on NPCI/RBI mandates, biometric authentication, data encryption, strict KYC, and fraud controls, ensuring data protection and user trust through UIDAI-certified devices and secure handling of sensitive information. Key measures include end-to-end encryption, avoiding storage of raw biometric data, real-time alerts, and PCI-DSS compliance for payment data. 

Key Security Features

• Biometric Authentication: Uses fingerprint/iris scans via UIDAI-certified devices for customer verification.
• End-to-End Encryption (E2EE): Protects data during transmission and storage.
• Secure Biometric Data Handling: Only uses biometric data for authentication, not storing it.
• Fraud Detection: Real-time monitoring and AI-driven tools to prevent fraudulent activities.
• Tokenization: Replaces sensitive data with unique tokens for enhanced security.
• Real-Time Alerts: Instant transaction notifications for agents and customers. 

Compliance & Regulatory Standards

• RBI & NPCI Guidelines: Strict adherence to regulations set by the Reserve Bank of India (RBI) and National Payments Corporation of India (NPCI), forming the system’s backbone.
• UIDAI Compliance: Following Unique Identification Authority of India (UIDAI) guidelines for Aadhaar data.
• PCI-DSS Compliance: Adherence to Payment Card Industry Data Security Standards for payment data.
• Strict KYC: Rigorous Know Your Customer processes for agents and merchants. 

How AEPS Commission Apps Ensure Security

• Bank-Led Model: AEPS operates as a bank-led system, ensuring a secure financial framework.
• Layered Security: A multi-layered approach combines authentication, encryption, and regulatory oversight.
• Agent/Admin Dashboards: Provide tools for monitoring transactions and managing security.
• Data Privacy: Ensures sensitive user data, like bank details and Aadhaar, remains protected. 

How to Choose the Best AEPS Commission App Provider in India 2026

Noble web studio one of the best AEPS commission app povider in India, prioritize NPCI/RBI compliance, high transaction success rates (98%+), transparent commissions (₹5-15/txn), instant settlements, multi-bank support, and robust 24/7 customer support, while also looking for user-friendly features like digital Bahi books and GST billing to maximize earnings and service quality for your customers. 

Key Factors to Consider

Regulatory Compliance & Security:

1. Certifications: Ensure the Noble web studio is certified by NPCI (National Payments Corporation of India) and adheres to RBI guidelines for secure transactions.
2. Data Security: Check for strong encryption and data privacy measures.

Performance & Reliability:

1. Transaction Success Rate: Aim for 98%+ success rates and minimal downtime.
2. Multi-Bank Support: Choose a Noble web studio supporting major banks for broader customer reach.

Commission & Payouts:

1. Commission Rate: Look for competitive rates (₹5-₹15 per transaction).
2. Settlement Speed: Prioritize instant or fast settlement to avoid blocking working capital.

App Features & User Experience:

1. User-Friendly Interface: Easy navigation for both agents and customers.
2. Additional Services: Look for features like bill payments, mobile recharge, and ticket booking.
3. Reporting: Real-time transaction history and earnings reports within the app.
4. Value-Added Features: Digital ledger (Bahi Book) and GST billing features can boost business.

Support & Company Reputation:

1. Customer Support: 24/7 availability via call, WhatsApp, or chat for quick issue resolution.
2. Reputation: Check reviews and testimonials for reliability and transparency. 

Read Blog : AEPS Registration Process: How to Apply Online

Why Choose Noble Web Studio AEPS Commission App Solution

Noble web studio is the right Aeps software provider for an AEPS commission app solution is crucial because it directly impacts your business’s reliability, profitability, and ability to attract and retain customers. Noble web studio ensures secure, seamless, and compliant services, turning your shop into a local banking hub. 

Key Reasons to Choose a Specific AEPS Provider

• Regulatory Compliance & Security Noble web studio must be certified by the National Payments Corporation of India (NPCI) and comply with Reserve Bank of India (RBI) guidelines. They should use robust security measures like data encryption and biometric authentication to protect sensitive information and prevent fraud.
• High Reliability & Performance Noble web studio with a proven high transaction success rate (ideally over 98%) and minimal downtime. This ensures smooth operations, reduces customer frustration, and maintains a consistent income stream.
• Competitive & Transparent Commission Structure The primary goal is to earn commissions. The Noble web studio commission structure should be clear, competitive, and free of hidden charges. Higher commissions on common transactions like cash withdrawals directly increase your earnings.
• User-Friendly Interface The Aeps commission app or aeps admin portal should be intuitive and easy for both you (the agent) and your customers to use, minimizing training time and transaction errors.
• Reliable Customer & Technical Support Issues can arise at any time, so 24/7, responsive customer and technical support is vital for quickly resolving problems and minimizing service disruptions.
• Wide Range of Services Look for a Noble web studio that offers more than just basic AEPS functions (cash withdrawal, balance inquiry, mini statement). Additional services like mobile recharges, utility bill payments (BBPS), and money transfers can help you become a “one-stop shop” and increase overall revenue.
• Scalability & Integration The solution should be able to scale with your business growth and ideally offer easy Aeps API integration if you want to embed AEPS into existing platforms. 

By carefully evaluating these factors, a business can select an Noble web studio that serves as a reliable partner, helping to build customer trust, increase revenue, and support financial inclusion in their community. 

Read Blog : Choosing the Best AEPS Software Development Company for Your Project

Future Trends of AEPS Commission App

The future trends for AEPS (Aadhaar Enabled Payment System) commission apps are centered on enhanced security, deeper integration with other digital payment systems, expanded service offerings, and greater user accessibility. These changes are driven by technological advancements and regulatory changes aimed at improving financial inclusion and combating fraud. 

Key Future Trends

Advanced Security Measures:

• AI and Machine Learning (AI/ML) will be widely used for real-time fraud detection, risk management, and monitoring suspicious activities.
• Biometric Liveness Detection will become mandatory to prevent spoofing attempts, moving beyond basic fingerprint scans to potentially include facial and iris recognition. The Reserve Bank of India (RBI) has already announced stricter norms for AEPS security from January 2026.
• Blockchain Technology is being explored to create more transparent, secure, and immutable transaction ledgers.

Deeper Integration & Expanded Services:

• Ecosystem Integration: AEPS admin platforms will seamlessly integrate with other digital payment methods like UPI (Unified Payments Interface) and digital wallets, creating a unified financial ecosystem.
• Multi-Service Hubs: Apps will evolve from basic banking services (cash withdrawal, balance inquiry, mini statements) to comprehensive financial hubs offering additional services:
  • Bill payments (BBPS)
  • Mobile recharges
  • Micro-loans and insurance premium collections
  • PAN card services and travel bookings
• Embedded Finance: Financial services will be embedded into non-financial applications (e.g., e-commerce, ride-hailing), making them more accessible within everyday activities.

Improved User Experience (UX) and Accessibility:

• Mobile-First Approach: There will be a continued emphasis on Aeps software developing intuitive, user-friendly mobile interfaces to increase adoption, especially among users with lower digital literacy in rural areas.
• Real-Time Settlements: Faster, real-time processing of transactions and settlements will become standard, improving liquidity for agents and customer satisfaction.
• Offline Functionality: Efforts will focus on addressing connectivity challenges in remote areas, potentially exploring offline transaction models.

Regulatory & Market Shifts:

• Stricter Compliance: New regulations will require enhanced agent due diligence, stricter KYC (Know Your Customer) norms, and continuous monitoring by partner banks to curb fraud.
• Commission Structure Adaptation: Due to increased competition and regulatory pressure for low-cost banking, commission rates may face downward pressure; however, agents can maintain profitability by handling higher transaction volumes and offering diversified services.
• Continued Financial Inclusion Growth: AEPS will remain a crucial tool for bringing banking services to the unbanked and underbanked populations, aligning with the government’s “Digital India” vision. 

What This Means for Agents & Businesses

• New Revenue Streams: Earn more from a wider range of financial services beyond cash withdrawal.
• Increased Customer Loyalty: Become a one-stop shop for digital financial needs, especially in underserved areas.
• Simplified Operations: Integrated Aeps platforms offer efficiency and ease of use for both agents and customers. 

Conclusion

Choosing the best AEPS commission app in India 2026 is important for retailers, CSPs, and digital service providers who want to earn daily income through Aadhaar-based banking services. With the growing use of the Aadhaar Enabled Payment System, customers now prefer quick cash withdrawal, balance enquiry, and mini statement services at nearby stores.

An AEPS (Aadhaar Enabled Payment System) Commission App allows retailers to earn money by providing basic banking services like cash withdrawal, deposit, and balance checks using Aadhaar, essentially turning their shop into an ATM, with popular options including Noble web studio offering commissions on these transactions and additional services like bill payments. These AEPS commission apps provide user-friendly interfaces and support various financial services for rural and semi-urban customers, helping retailers generate income. 

A reliable AEPS commission app helps agents earn high commission on every successful transaction while offering fast and secure services. Features like multi-bank support, real-time settlements, and strong security play a major role in building customer trust and increasing transaction volume.

At NobleWebStudio, we provide a secure, fast, and RBI-compliant AEPS commission app designed for high success rates and smooth performance. Our platform ensures instant settlements, easy dashboard access, and dedicated support, making it suitable for both new and experienced AEPS software for agents.

Partnering with the Noble web studio is the best AEPS commission app provider in India gives your business a strong advantage in 2026. With NobleWebStudio’s trusted AEPS solution, you can serve more customers, earn consistent income, and grow a successful digital banking business.

If you are looking for a reliable AEPS app with the highest commission in 2026, Noble Web Studio is a smart choice. It not only improves your daily earnings but also builds customer trust through fast and secure Aadhaar-enabled banking services.

Frequently Asked Questions (FAQs) – Best AEPS Commission App in India 2026