Micro ATMs: Features, Usage, and Benefits

Micro-ATMs are changing the way banking services reach people across India, especially in rural and semi-urban areas. These compact devices allow customers to perform cash withdrawals, balance inquiries, mini statements, and Aadhaar-based transactions without visiting a bank branch. With the support of AePS and secure banking APIs, micro-ATMs make banking fast, simple, and accessible for everyone.

A micro ATM is a portable, compact device used by banking agents to offer basic financial services, primarily in remote or underserved areas where traditional bank branches and ATMs are scarce. These devices act as a “Bank-in-a-Box,” bringing essential banking to the customer’s doorstep. 

For retailers, agents, and businesses, micro-ATMs create new income opportunities while helping communities access safe digital banking services. Partnering with a trusted technology provider like Noble Web Studio ensures secure transactions, high success rates, and smooth integration with banks and payment systems.

With Noble Web Studio’s Micro-ATM solutions, retailers and businesses can offer secure, fast, and seamless banking transactions, especially in rural and semi-urban areas where traditional bank branches are limited. These devices help bridge the urban-rural banking gap, improve customer convenience, and create new income opportunities for local retailers.

This blog explains how Micro-ATMs are transforming everyday banking, why they are essential for financial inclusion, and how businesses can benefit by adopting a reliable Micro-ATM solution provider like Noble Web Studio.

What is a Micro ATM?

Micro ATM is a mini version of an ATM. Micro ATMs are like modified point of sales terminals this terminal can connect to banking network via GPRS to perform banking transactions. This machine contains card swipe facility and fingerprint scanner.

Micro ATMs are card swipe machines that allow banks to remotely connect to their core banking system. This machine comes with a fingerprint scanner attached to it. In other words, micro ATMs are handheld point-of-sale terminals used to dispense cash in remote locations where bank branches cannot reach.

Here’s a breakdown of what makes them distinct

• Portability: Micro ATMs are compact and easily carried, unlike the large, fixed infrastructure of traditional ATMs.
• Operation Model: They are operated by banking correspondents or authorized agents who facilitate transactions for customers. Traditional ATMs are self-service machines.
• Connectivity: Micro ATMs rely on mobile data networks (like GPRS) or low-bandwidth internet connections, making them suitable for areas with limited connectivity.
• Authentication: They utilize either debit card swipes or biometric authentication, such as fingerprint scanning, to verify customer identity. In India, they often integrate with the Aadhaar Enabled Payment System (AePS).
• Services Offered: Micro ATMs primarily offer basic banking transactions such as cash withdrawals, balance inquiries, and fund transfers. Some models may also support cash deposits, mini-statement generation, and Aadhaar-enabled payment services.
• Cost-Effective: Their deployment and maintenance costs are considerably lower than traditional ATMs, making them a viable solution for expanding banking services to remote regions. 

Benefits of Micro ATMs

• Financial Inclusion: They play a significant role in bringing banking services to unbanked and underbanked populations, fostering financial inclusion.
• Convenience: Customers no longer need to travel long distances to access banking services, saving time and effort.
• Employment Opportunities: Micro ATMs can create job opportunities for local individuals who serve as banking correspondents.
• Government Initiatives: They assist in the efficient disbursement of government benefits and subsidies directly to beneficiaries. 

In essence, Micro ATMs act as a bridge to formal banking services, empowering individuals in remote areas with convenient and accessible financial solutions. 

How Micro ATM Work

Micro ATMs are essentially handheld Point of Sale (POS) terminals that enable individuals in remote or underserved areas to access basic banking services. They function as mini versions of traditional ATMs and are operated by authorized agents, often referred to as Business Correspondents (BCs). 

Here’s how they work:

1. Initiating the transaction

• The customer approaches a banking agent equipped with a micro ATM.
• They choose the desired transaction type, such as cash withdrawal, balance inquiry, or fund transfer.
• To access their account, the customer can either swipe their debit card and enter their PIN or use Aadhaar-based biometric authentication (fingerprint scan). 

2. Authentication

• If using a debit card, the entered PIN is verified against the bank’s records.
• For Aadhaar-based transactions, the fingerprint scan is matched against the customer’s biometric data linked to their Aadhaar number. 

3. Transaction processing

• The micro ATM connects to the bank’s network via mobile data (GPRS) to communicate the transaction request.
• The bank verifies the customer’s account balance and approves the transaction if sufficient funds are available. 

4. Completing the transaction

• For cash withdrawals, the agent hands over the cash to the customer. The cash is carried by the agent and not stored in the machine itself.
• For other transactions like balance inquiries, the requested information is displayed on the micro ATM screen.
• A transaction receipt is generated for the customer’s records. 

Key features and benefits

• Financial Inclusion: Micro ATMs play a crucial role in bringing banking services to remote and rural areas, enabling people to access their money and conduct transactions without traveling long distances.
• Portability: Their compact size allows banking agents to easily carry them and set them up in various locations, including shops and community centers.
• Security: Micro ATMs often incorporate biometric authentication and PIN verification, ensuring secure transactions and preventing fraud.
• Cost-effectiveness: They are generally less expensive to deploy and maintain than traditional ATMs, making them a viable option for banks to expand their reach.
• Interoperability: Many micro ATMs support transactions from various banks and are compatible with the Aadhaar Enabled Payment System (AePS). 

Micro ATMs serve as a vital link between individuals in underserved regions and the broader financial system. They empower banking agents to deliver convenient, secure, and essential banking services, fostering greater financial inclusion and economic growth. 

How Secure Are Micro-ATM Transactions?

Micro-ATM transactions are generally considered secure, using both biometric authentication (like fingerprint scanning) and PIN verification to ensure secure transactions. These devices, which are smaller and more portable than traditional ATMs, allow for cash withdrawals, balance inquiries, and other banking services, often in remote or underserved areas.

Security Measures in Micro-ATMs:

• Biometric Authentication: Micro-ATMs often use fingerprint scanning or other biometric data to verify the user’s identity, adding an extra layer of security beyond just card and PIN.
• PIN Verification: Traditional PIN-based verification is also used, either alongside or in place of biometric authentication, to verify the user’s identity.
• Two-Factor Authentication: Many micro-ATMs offer two-factor authentication, combining biometric and PIN verification for enhanced security.
• Secure Connections:Micro-ATMs establish secure connections with banks to handle transactions.
• Aadhaar Integration: Some micro-ATMs are integrated with Aadhaar, allowing users to authenticate transactions using their Aadhaar number and biometric data.
• Fraud Detection: Micro ATM software often includes real-time fraud detection mechanisms to spot and prevent fraudulent activities.
• Regular Updates: Noble web studio are advised to keep the micro-ATM software and security measures updated, including antivirus software.

Potential Risks:

• While micro-ATMs are generally secure, it’s essential for users to be aware of potential risks, such as:
  • Skimming: Fraudsters may attempt to steal card details through skimming devices. 
  • Phishing: Individuals may pose as bank employees to trick users into sharing their details. 
• Security Best Practices: It is crucial for users to follow security best practices, such as keeping their PIN confidential, being cautious of suspicious activity, and reporting any unusual incidents to their bank.

Top Services Offered Through Micro-ATMs

Micro-ATMs, designed to provide essential banking services in areas with limited access to traditional banking infrastructure, offer a range of key services to customers. 

Here’s a breakdown of the top services offered through Micro-ATMs:

• Cash Withdrawal: This is a primary function, allowing customers to withdraw cash from their accounts using their debit card and PIN, or Aadhaar-based biometric authentication in many cases.
• Balance Enquiry: Customers can easily check their account balance to stay informed about their financial situation.
• Mini Statement: Micro-ATMs provide a mini-statement displaying recent transactions for quick and convenient tracking of account activity.
• Fund Transfer: Customers can transfer funds to other accounts, facilitating easy money transfers, particularly in areas where traditional banking access is limited.
• Aadhaar-based Services (AEPS): In India, Micro-ATMs are often integrated with the Aadhaar Enabled Payment System (AePS), allowing users to perform transactions using their Aadhaar number and biometric authentication. This includes cash withdrawals, balance inquiries, and sometimes even deposits and remittances.
• Cash Deposit: Some Micro-ATMs also support cash deposit functionality. 

Micro ATM provide essential, accessible, and secure banking services, particularly in rural and underserved communities, fostering greater financial inclusion. 

Who Can Use a Micro-ATM and What Services Are Available?

Micro ATMs can be used by anyone with a valid debit card or Aadhaar-linked bank account. They mainly offer basic banking services like cash withdrawals, balance inquiries, and mini-statements, often bringing these services to remote areas through banking agents.

Who can use Micro-ATMs?

• Customers of any bank: Micro ATMs are designed to be compatible with debit cards from multiple banks.
• Aadhaar-linked account holders: Transactions can also be completed using Aadhaar authentication.
• Individuals in remote areas: Micro ATMs are especially useful for those who may not have easy access to traditional ATMs or bank branches.

Services Available:

• Cash Withdrawal: Customers can withdraw cash from their accounts using their debit cards or Aadhaar authentication. 
• Balance Inquiry: Users can view their account balance.
• Mini-Statement: Micro ATMs can provide a snapshot of recent transactions.
• Fund Transfers: Some Micro ATMs may offer the ability to transfer funds between accounts. 
• Deposits: In some cases, Micro ATMs can also accept deposits into bank accounts.
• Other Services: Some Micro ATMs may also offer services like cheque book requests or Aadhaar linking.

Micro-ATM Use Eligibility and Requirements

To use a Micro-ATM, customers usually need a bank account linked to Aadhaar and their fingerprint for verification, or a valid debit card and PIN. Micro-ATMs facilitate basic banking transactions like cash withdrawals, balance inquiries, and mini-statements, often in remote areas where traditional ATMs are scarce.

Eligibility and Requirements:

• Bank Account: Customers need a bank account connected to their Aadhaar number to use Aadhaar-based services at Micro-ATMs.
• Aadhaar Authentication: For Aadhaar-based transactions, customers need to verify themselves using their fingerprint.
• Debit Card and PIN: Customers can also use their domestic debit cards and PIN for payments at Micro-ATMs.
• Agent/Correspondent: Micro-ATMs are typically operated by banking agents or correspondents, who support customers with transactions.

Why Micro-ATMs Are Vital for Financial Inclusion in India

Micro ATMs are a powerful tool for promoting financial inclusion and driving economic development in rural India. They offer a convenient, affordable, and secure way to deliver essential financial services to underserved populations, ultimately helping to build a more inclusive and prosperous society. 

Benefits of Micro ATMs for financial inclusion

• Increased accessibility: Micro ATMs bring banking services directly to people’s doorsteps, eliminating the need to travel long distances to bank branches or traditional ATMs.
• Reaching the unbanked: They provide a crucial entry point into the formal financial system for individuals who previously relied solely on cash transactions.
• Supporting government initiatives: Micro ATMs facilitate the efficient and transparent distribution of government benefits, subsidies, and pensions directly to beneficiaries.
• Boosting rural economies: They empower local entrepreneurs to become banking correspondents, generating income and employment opportunities in their communities.
• Cost-effective solution: Micro ATMs offer a significantly lower operational cost compared to traditional ATMs, making them a viable option for banks to expand their reach in underserved areas.

Impact on rural communities

• Improved convenience: Rural residents can perform essential transactions like cash withdrawals, balance inquiries, and fund transfers quickly and easily through their local micro ATM agent.
• Enhanced digital literacy: Regular interaction with micro ATMs can increase financial literacy and comfort with digital transactions among the rural population.
• Reduced cash dependency: Micro ATMs encourage the adoption of digital payments, making transactions safer and reducing the risks associated with handling large amounts of physical cash.
• Economic empowerment: Access to banking services through micro ATMs can lead to increased savings, investment, and access to credit for individuals and businesses, fostering economic growth and improving livelihoods.
• Gender empowerment: Micro ATMs are particularly beneficial for women in rural India, empowering them to manage their finances, participate in the economy, and elevate their status within their communities. 

Government support and future prospects

The Indian government has actively promoted the use of micro ATMs through initiatives like the Pradhan Mantri Jan Dhan Yojana (PMJDY) and the Digital India program. Continued efforts are needed to increase awareness and improve infrastructure in remote areas to maximize the effectiveness of micro ATMs. 

Top Features of the Best Micro-ATM Devices in 2025

Micro ATMs, also known as Mini ATMs, are handheld, portable devices that facilitate basic banking services in remote and underserved areas, playing a crucial role in financial inclusion. Here are the key features you can expect from Micro ATM devices in 2025: 

Core banking functionalities

• Cash Withdrawal: Allows customers to withdraw cash using their debit cards and PINs, or biometric authentication with their Aadhaar number.
• Balance Enquiry: Customers can check their bank account balance quickly and easily.
• Fund Transfer: Enables seamless transfer of funds between bank accounts.
• Mini Statements: Customers can request and receive a mini statement of their recent transactions.
• Aadhaar Enabled Payment System (AePS): Many Micro ATMs in India utilize AePS, allowing users to perform transactions using their Aadhaar number and biometric authentication, eliminating the need for a debit card. 

Technical specifications and connectivity

Micro ATMs are designed to be portable and lightweight, making them easy to use in various locations. They connect to banking networks using GPRS, 3G, or 4G, and integrate with bank systems via APIs for secure, real-time processing. They are generally interoperable with all banks and support debit cards and Aadhaar numbers. These devices also have low power consumption and can run on batteries, making them suitable for areas with unreliable power. 

Security and user experience

Security features include secure biometric authentication using fingerprint scanners, two-factor authentication, and data encryption. Micro ATMs typically have user-friendly interfaces and are likely to offer multi-language support. Enhanced connectivity, including the potential use of 5G and IoT, could further improve transaction speed and enable features like performance monitoring. 

Potential future advancements

Future developments may include integration with digital wallets for transfers and QR code payments, AI-powered monitoring for enhanced security, and the use of blockchain technology for data integrity. Contactless and NFC-based transactions could also be integrated for faster and more hygienic transactions. 

These features contribute to Micro ATMs being a vital tool for increasing financial inclusion and providing access to banking services in underserved areas. 

Benefits of Micro-ATM for Rural and Urban Banking

Micro ATMs are portable devices that function as mini-ATMs, providing essential banking services like cash withdrawals, deposits, balance inquiries, and fund transfers. They are particularly valuable in rural and remote areas where access to traditional banking infrastructure is limited.  

Here’s how Micro ATMs benefit both rural and urban banking:

Benefits in rural areas

• Financial Inclusion: Micro ATMs bridge the gap in banking services by providing access to essential services in areas where traditional banks or ATMs are scarce or non-existent.
• Convenience: Rural populations no longer need to travel long distances to reach a bank or traditional ATM, saving them time and money.
• Simplified Transactions: Micro ATMs simplify cash withdrawals and deposits, making banking easier and less intimidating for those with limited financial literacy.
• Government Benefit Disbursement: They facilitate the efficient distribution of government subsidies, welfare payments, and pensions directly into beneficiaries’ accounts, reducing leakage and increasing transparency.
• Economic Growth: Increased access to financial services allows individuals and small businesses to manage their money, access credit, and invest in their livelihoods, stimulating economic growth in rural areas.
• Digital Literacy: Using micro ATMs exposes individuals to digital transactions, encouraging digital literacy and adoption of digital payment methods, according to Evolute Group.
• Employment Opportunities: Local shopkeepers or retailers can become banking correspondents, operating micro ATMs and earning commissions on each transaction, creating local employment and boosting their income. 

Benefits in urban areas

• Extended Banking Reach: Even in urban areas, micro ATMs can be deployed in underserved pockets or areas with high foot traffic, expanding banking access beyond traditional bank branches.
• Reduced Costs for Banks: They are a cost-effective alternative to setting up traditional ATMs, which require significant infrastructure and operational expenses.
• Enhanced Customer Service: Micro ATMs allow banks to offer more personalized services through agents, particularly to customers who prefer human interaction or require assistance with transactions.
• Support for Small Businesses: Local shop owners can leverage micro ATMs to offer cash withdrawal and payment services to customers, generating additional income through commissions and potentially increasing footfall in their stores.
• Faster Transactions: Micro ATMs offer real-time transaction processing, ensuring quick cash withdrawals and deposits. 

Micro ATMs play a vital role in India’s journey towards financial inclusion by making banking services accessible and convenient for people in both rural and urban areas. They empower individuals, foster economic growth, and contribute to the overall development of the country. 

Micro-ATM vs Traditional ATM: What’s the Difference?

Micro ATMs and traditional ATMs both facilitate cash withdrawals and banking transactions, but they differ significantly in size, portability, and service offerings. Traditional ATMs are large, stationary machines, typically found in bank branches or public areas, while Micro ATMs are smaller, portable devices that can be carried to different locations. Micro ATMs provide a wider range of services, including cash deposits, fund transfers, and bill payments, making them a tool for financial inclusion.

Here’s a more detailed comparison:

Traditional ATMs:

• Large and Stationary: Typically found in fixed locations like bank branches, shopping centers, or public spaces. 
• Limited Services: Primarily offer cash withdrawals and balance inquiries. 
• Infrastructure Intensive: Require significant investment in hardware and ongoing maintenance. 
• Accessibility: May not be easily accessible to people in remote or underserved areas. 

Micro ATMs:

• Small and Portable: Typically found in fixed locations like bank branches, shopping centers, or public spaces.
• Versatile Services: Can manage a wider range of transactions, including cash deposits, fund transfers, and bill payments.
• Cost-Effective: Lower setup and maintenance expenses compared to traditional ATMs.
• Financial Inclusion: Enable access to banking services in remote and underserved areas.
• Biometric Authentication: Often include fingerprint scanners for secure transactions, especially for those without debit cards.
  

Micro ATMs are a more accessible and flexible solution, especially for expanding financial services to rural and remote populations, while traditional ATMs are the established infrastructure for mainstream banking needs.

How to Become a Micro-ATM Agent or Service Provider

To become a Micro ATM agent, you need to partner with a Fintech company, complete registration and KYC, and then you can begin offering services like cash withdrawals and balance inquiries using a Micro-ATM device. You’ll earn commission on each transaction.

Here’s a more detailed breakdown:

1. Choose a Fintech Partner:

• Choose a noble web studio company that provide Micro ATM services.
• Research their offerings, commission structures, and support services.
• Consider factors like ease of use, device portability, and customer support.

2. Registration and KYC:

• Complete the signup process with the chosen company, either online or through their app.
• Provide required documents like Aadhaar card, PAN card, and proof of address and business location.
• Complete the KYC (Know Your Customer) process, which typically involves identity verification.

3. Device Acquisition and Setup:

• Noble web studio offer a Micro ATM device for a fee, while others may include it as part of the partnership.
• You might have to pay a registration fee and device charges.
• The Noble web studio company may handle installation and offer basic training on using the device.

4. Start Offering Services:

• Once registered and the device is ready, you can start offering services like cash withdrawals, balance inquiries, and possibly other banking services via the AEPS (Aadhaar Enabled Payment System).
• Customers may use their debit cards or Aadhaar details for transactions.
• You earn a commission on each transaction.

5. Key Considerations:

• Choose a location with good foot traffic, ideally in a busy area.
• Ensure stable internet connectivity and a power source for the device.
• Maintain the device and keep the area tidy and secure.
• Offer good customer service to build trust and encourage repeat business.

Benefits of becoming a Micro-ATM agent:

• Additional income: Earn commissions on every transaction.
• Increased foot traffic: Your shop can attract more customers.
• Convenience: Provide banking services to your customers.
• Low investment: Compared to traditional ATMs, Micro-ATMs require a smaller initial investment.
• Portable business: Many Micro-ATMs are compact and can be easily relocated.

Where Can You Find Micro-ATMs Near You?

Micro-ATMs, which are essentially point-of-sale (POS) terminals connected to a banking network, are often found at local retail stores, kirana shops, and through banking correspondents, particularly in semi-urban and rural areas. To find one near in Micro ATM, you can visit site like Noble web studio.

Here’s how to locate one:

1. Online Search: Use online directories like Noble Web Studio or your bank’s ATM locator to locate “ATMs” or “micro-ATMs.”
2. Local Retailers: NobleWebStudio provides micro ATM services as part of its digital business solutions.
3. Micro Atm providers: NobleWebStudio, a leading Micro ATM provider, offers reliable and user-friendly Micro ATM solutions to help banking correspondents deliver essential banking services in underserved areas.

Micro-ATMs are a convenient way to access cash and other basic banking services, especially in areas where traditional ATMs might be scarce. 

Micro-ATM Charges, Commission & Agent Earnings Explained

Micro ATM charges and agent commissions vary by micro atm service provider and transaction type. Typically, there are no fees for transactions below a certain amount (e.g., Rs. 100). For transactions above that threshold, charges can range from a percentage of the transaction amount to a fixed fee, with maximum limits in place. Agents earn commissions on each transaction, which can be a percentage of the transaction amount or a fixed fee, and these commissions can be a significant income source.

Micro ATM Charges:

• Interchange Fees: The National Payments Corporation of India (NPCI) has set interchange fees for micro ATMs at 0.5% of the transaction amount, with a maximum charge of Rs 15.
• Transaction Thresholds: Noble web studio offer free transactions up to a certain amount (e.g., Rs. 100).
• Varying Charges: Charges can vary based on the transaction amount, the Noble web studio, and whether it’s an on-us or off-us transaction (using the same bank’s micro ATM or another bank’s).
• Example: Noble web studio charges Rs 8 for cash-in transactions up to Rs 1500 and 0.5% of the transaction amount for transactions above Rs 1500.
• Regulatory Changes: ATM charges are subject to change, and customers should be informed of any updates to fee structures.

Agent Earnings:

• Commission on Transactions: Agents earn commissions on every transaction handled through the micro ATM, such as cash withdrawals, deposits, and balance inquiries. 
• Commission Structure: Commission structures differ, with some providers offering a percentage of the transaction amount and others offering a fixed fee per transaction. 
• Example: One provider offers Rs 2 for transactions between Rs 1000–1999, Rs 4 for Rs 2000–2999, Rs 7 for Rs 3000–7999, and Rs 10 for Rs 8000–10000. 
• Incentives: Noble web studio offer additional incentives or rewards to agents for achieving certain transaction volumes or for providing services in specific regions. 
• Increased Footfall: Agents can also benefit from increased foot traffic to their businesses as customers visit to use the micro ATM solutions. 
• Multiple Income Streams: Agents can also earn by providing other services like bill payments service, money transfers, etc.

In essence, micro ATM charges are designed to cover the costs of running the service, while agents earn a commission on each transaction, making it a viable business opportunity, especially in underserved areas.

Best Micro-ATM Service Providers in India Today

Noble Web Studio is recognized as a significant player in the Micro ATM service sector in India, particularly for its role as a technology provider enabling businesses to offer Micro ATM services. They are described as a reliable Micro ATM service provider, offering dependable and efficient Micro ATM services. 

Here’s why Noble Web Studio is highlighted in the context of Micro-ATM services:

• Technology Solutions: Noble Web Studio offers software and mobile applications that allow businesses to provide Micro ATM services, potentially under their own brand name.
• Comprehensive Services: Their Micro ATM services support various transactions including cash deposit, cash withdrawal, fund transfer, balance enquiry, and service request acceptance.
• Enhanced Features: They emphasize features like attractive commission rates, secure and portable devices, quick transactions, e-receipts, direct bank services, and free support.
• Focus on Financial Inclusion: Micro-ATMs are crucial for extending banking services to rural and remote areas with limited access to traditional ATMs, a goal supported by Noble Web Studio’s offerings.
• Integration and Support: Their solutions ensure seamless integration with various banking systems and payment platforms, along with customer support and technical assistance. 

Choosing The Best Micro-ATM Service Provider

The best Micro ATM service provider like Noble web studio depends on individual services and priorities, such as the desired commission structure, device cost, transaction limits, and target service area. Noble Web Studio stands out for its technological solutions and robust support system,Their agent networks for widespread reach. It’s recommended to compare the features, costs, and support options and select the one that best aligns with specific business goals. 

Buy Micro Atm Machine in Affordable Price

Micro ATMs, also known as mini ATMs or mPOS machines, are portable devices that facilitate basic banking services like cash withdrawal, balance inquiry, fund transfer, and mini statements. They are particularly useful for providing banking services in areas with limited access to traditional bank branches or ATMs. Many models utilize AePS for secure, biometric authentication-based transactions. 

If you’re looking to Buy a Micro ATM machine in India, you have a few good options:

• Online Marketplaces: Platforms like Noble web studio offer a variety of Micro ATM machines from different manufacturers and suppliers. You can compare features, prices, and seller ratings before making a purchase. Prices range from around ₹2,000 to ₹3000 and higher.
• Noble web studio Website: Noble web studio that manufacture and sell Micro ATMs also have their own websites where you can buy directly. For example, you can find the Noble web studio. Noble web studio offers an “All-In-One Micro ATM Machine” on their website for ₹7,999.
• Offline Retailers: You may also find Micro ATM machines at authorized dealerships for Noble web studio. You might want to try contacting Noble Web Studio Private Limited all of whom are selling Micro ATMs. 
• Manufacturers: Some manufacturers, like Noble web studio, also sell directly to consumers.

Considerations when buying

• Price: Micro ATM machines vary significantly in price, depending on features and manufacturer. Prices can range from ₹1,799 to ₹26,500.
• Features: Consider features like connectivity options (GPRS, 3G, 4G, WiFi), biometric authentication (fingerprint scanner), Aadhaar Enabled Payment System (AePS) compatibility, built-in printer, and screen size.
• Commission Rates: Nobler web studio offer commissions on transactions performed using their devices. Compare commission rates from different providers if this is a factor for you.
• Support and Training: Ensure the Noble web studio offers adequate support and training for operating the micro ATM.
• Security: Verify that the device and services are secure and compliant with regulatory requirements (e.g., UIDAI compliance for Aadhaar-based transactions). 

Note: If you are a business owner looking to offer Micro ATM services, be sure to check the regulatory requirements and necessary licenses for operating such services in India.

Conclusion

Micro-ATMs have become the ultimate solution for seamless banking transactions, especially in areas where traditional bank branches and ATMs are limited. By enabling cash withdrawal, balance inquiry, mini statements, and Aadhaar-based transactions, Micro-ATMs make banking faster, safer, and more accessible for everyone.

A Micro ATM (mATM) is a portable, mini banking device, like a modified Point of Sale (POS) terminal, used by authorized agents (Business Correspondents) to offer basic banking services (cash withdrawal, deposit, balance inquiry) in remote areas, bridging the gap between rural populations and traditional banking, operating via GPRS/internet for real-time transactions with debit cards or biometrics.  

For retailers and businesses, Micro-ATMs open new income opportunities through AEPS services, higher customer footfall, and trusted digital banking support. With secure technology, real-time transactions, and easy integration, Micro-ATMs help businesses grow while supporting India’s goal of financial inclusion.

With Noble Web Studio’s Micro-ATM solutions, businesses and retailers can offer seamless banking transactions, increase customer trust, and create steady income opportunities. These devices play a key role in financial inclusion, especially in rural and semi-urban areas where access to traditional banking is limited.

Partnering with Noble Web Studio ensures access to reliable, secure, and scalable Micro-ATM solutions designed for long-term success. Choosing the right Micro-ATM platform not only improves customer satisfaction but also positions your business as a trusted provider of modern digital banking services in today’s growing fintech market.

Start today and bring the bank to your customer’s doorstep with micro ATM services that truly make a difference.

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