In India’s digital payment world, an AEPS device is essential for businesses offering Aadhaar Enabled Payment System services. This small biometric machine helps retailers and service providers authenticate customers using their Aadhaar number and fingerprint. With an AEPS device, you can offer cash withdrawal, balance enquiry, mini statement, and fund transfer services easily and securely.
AEPS device costs vary widely, from around ₹3,000 – ₹7,000 for standalone biometric scanners (like Mantra MFS100/L1) to ₹10,000 – ₹30,000+ for all-in-one Micro ATM machines (with printer, scanner, POS), depending on brand, features (thermal printer, battery, connectivity), and if it’s bundled with Aeps software/services; expect basic fingerprint scanners on Noble web studio in the low thousands, while integrated solutions cost significantly more.
If you want to start or grow your AEPS business in India, understanding the AEPS device cost and the features these devices offer is very important. Different devices come with different price ranges, functionality, and build quality. Choosing the right AEPS biometric device can help you handle more transactions, reduce errors, and provide a better experience to your customers.
Noble Web Studio helps businesses find the best AEPS solutions by providing detailed information on AEPS device cost and features. Whether you are a retailer, entrepreneur, or fintech company, knowing the latest AEPS device prices in India and what features matter most will help you make the right decision for your business.
In this blog, we will explain what AEPS device costs in India, the features you should look for, and how Noble Web Studio helps businesses make the right choice for their AEPS setup.
What is AEPS device
An AEPS device (Aadhaar Enabled Payment System device) is a biometric micro ATM or point-of-sale (PoS) terminal that allows users in India to perform basic banking services like cash withdrawal, deposit, balance inquiry, and fund transfers using only their Aadhaar number and biometric data (fingerprint/iris scan) for authentication, primarily boosting financial inclusion in rural areas. These secure devices link directly to the user’s Aadhaar-linked bank account, eliminating the need for cards, PINs, or passwords.
AEPS Devices Work
AEPS (Aadhaar Enabled Payment System) devices work by using a customer’s Aadhaar number and biometrics (fingerprint/iris scan) for secure, cardless banking at micro-ATMs or POS terminals, enabling cash withdrawal, deposits, and fund transfers by authenticating against the UIDAI database, simplifying access for rural populations via agents. The process involves the agent entering customer details, biometric capture, secure server communication, and instant transaction processing, with confirmation through SMS and receipts.
How AEPS Devices Work
- Initiation: A customer visits an AEPS agent (Business Correspondent) at a micro-ATM/POS device and provides their 12-digit Aadhaar number and selects their bank.
- Biometric Authentication: The agent uses a connected biometric scanner (fingerprint or iris) to capture the customer’s unique biometric data, which is linked to their Aadhaar.
- Transaction Request: The device sends the Aadhaar number, bank details, and biometric data to the NPCI switch.
- Verification: The NPCI switch validates the biometric data with the UIDAI (Unique Identification Authority of India) system.
- Bank Communication: Upon successful verification, the request is routed to the customer’s bank server to debit/credit funds.
- Transaction Completion: The bank confirms, the amount is processed (e.g., cash dispensed, funds transferred), and a receipt is generated.
Read Blog : AEPS Service App: Complete Guide
Types of AEPS Devices Available
AEPS devices primarily use fingerprint scanners, the most common type, alongside more inclusive iris scanners for users with worn prints, often integrated into Micro ATMs, handheld POS devices, or biometric tablets (MFSTABs) for services like cash withdrawal, deposit, balance inquiry, and fund transfer, all relying on Aadhaar authentication. Key brands include Mantra, Morpho, Morefun offering USB or wireless connectivity for banking agents and merchants.
Main Types of Biometric Sensors
- Fingerprint Scanners: The most popular choice for AEPS, these capture unique fingerprints for identity verification, connecting via USB, Bluetooth, or OTG.
- Iris Scanners: Offer an alternative for users with damaged or unreadable fingerprints, catering to elderly or manual laborers for greater inclusivity.
Common Device Form Factors
- Micro ATMs/POS Devices: Compact machines that combine biometric scanners with card readers and printers, suitable for fixed locations.
- Biometric Tablets (MFSTABs): Android-based tablets with built-in scanners for mobile field operations and enrollment.
- USB Scanners: Standalone fingerprint or iris scanners that connect to a smartphone or laptop for portability.
Key Features & Brands
- Manufacturers: Mantra (MFS100, MFS110), Morpho (MSO 1300 E3) are popular brands.
- Certification: Devices must be STQC/UIDAI certified for secure Aadhaar-based transactions.
- Connectivity: Available in USB, Bluetooth, and wireless models for diverse operational needs.
Examples of Devices
- Mantra MFS100/MFS110 (Fingerprint)
- Morefun MP 63 1300 E3 (Fingerprint)
- Mantra MIS100 (Iris Scanner)
Key Services offered AEPS Devices
AEPS devices, used by banking correspondents and retailers as micro-ATMs, offer essential financial services enabled by Aadhaar number and biometric (fingerprint or iris) authentication. The services are part of the Aadhaar Enabled Payment System developed by the National Payments Corporation of India (NPCI) to promote financial inclusion.
Key services offered through AEPS devices include:
- Cash Withdrawal
- Balance Inquiry
- Mini Statement
- Cash Deposit
- Fund Transfer (Aadhaar-to-Aadhaar)
- BHIM Aadhaar Pay, enabling merchants to accept payments using Aadhaar and biometrics.
- Government Benefit Disbursements (Direct Benefit Transfer or DBT).
- eKYC for identity verification.
- Aadhaar Seeding Status Check.
These services are vital for providing accessible and secure banking in rural areas, as they use biometric identity instead of bank branches, cards, or PINs.
Top Use Cases of AEPS Devices
AEPS (Aadhaar Enabled Payment System) devices function as micro ATM to provide essential, secure, and cardless banking services, particularly in rural and remote regions of India. Key uses of AEPS devices include:
- Cash Withdrawals: A primary function, enabling individuals to withdraw cash from Aadhaar-linked accounts using only their Aadhaar number and biometric authentication at local agent locations.
- Balance Inquiries: Users can check their bank account balance in real-time.
- Mini Statements: The devices provide a summary of recent account transactions.
- Aadhaar-to-Aadhaar Fund Transfers: Facilitates secure transfers between bank accounts linked to different Aadhaar numbers.
- Cash Deposits: Available at certain locations and with participating banks.
- Direct Benefit Transfer (DBT) Disbursement: The government uses AEPS for disbursing subsidies and welfare payments directly into beneficiaries’ accounts, accessible locally via the device.
- Merchant Payments (BHIM Aadhaar Pay): Merchants can accept cashless payments using a customer’s Aadhaar number and biometrics.
- eKYC (Electronic Know Your Customer): The biometric authentication can be used for real-time identity verification.
These applications help improve banking access in underserved areas, promoting financial inclusion.
Read Blog : AEPS Money Transfer API: Complete Guide
Who Can Use AEPS Device
Anyone in India with an Aadhaar card linked to a bank account can use an AEPS device (Micro-ATM) for basic banking like cash withdrawal, deposits, and balance checks, using just their Aadhaar number and biometrics (fingerprint/iris) at authorized agent points, making it ideal for rural areas and those without smartphones.
Who can be a User (Customer)?
- Indian Resident: Must be a citizen of India.
- Aadhaar Linked: Must have a valid Aadhaar number linked to their bank account (Aadhaar Enabled Bank Account).
- Bank Account Holder: Needs an active bank account with any participating bank.
- No Cards Needed: Doesn’t need debit/credit cards or PINs; uses biometric authentication (fingerprint or iris scan).
Who can be a Provider (Agent/Business Correspondent)?
- Age: 18 years or above.
- Identification: Valid Aadhaar and PAN card.
- Bank Account: An active bank account.
- Kiosk/Shop: Owns a shop or kiosk, often in a rural area.
- Training: Must attend training on operating the biometric device and processing transactions.
Where it’s used:
- At Micro-ATMs, PoS devices, or Kiosks operated by bank agents/BCs.
Latest AEPS Device Cost in India
The cost for AEPS devices in India varies significantly, from basic biometric scanners like the Mantra MFS100 (around ₹1,500-₹3,000) to all-in-one Micro ATM machines with printers (₹10,000 – ₹15,000+), while integrated AEPS solutions/Aeps software packages can cost ₹20,000 or more; prices depend on device type (scanner only vs. full terminal) and features, with India one of the supplier on Noble web studio offering best packages.
Types of AEPS Devices & Typical Costs:
Biometric Scanners (Fingerprint Readers): These are essential for authentication.
- Basic Models (Mantra MFS100, etc.): ₹1,500 – ₹3,000.
- Advanced/Certified Models: ₹2,000 – ₹3,000+.
All-in-One Micro ATM Machines: These integrate scanners, printers, and card readers.
- Basic Terminals: Around ₹9,999 – ₹15,000.
AEPS Software/API Solutions: For businesses integrating AEPS into existing apps.
- Software Packages: ₹20,000+.
Key Factors Influencing Price:
- Device Type: Scanner only vs. full Micro ATM.
- Features: Built-in printer, screen, card swipe capability.
- Brand: Mantra, Morpho are popular.
- Supplier: Get the best pricing by choosing direct manufacturers, distributors, and reliable online such as Noble Web Studio.
Where to Find Latest Prices:
- Fintech Providers: Noble Web Studio is a leading supplier of AEPS devices, providing reliable and secure solutions for seamless Aadhaar-based transactions.
For the most current rates, it’s best to check these sites and compare quotes from various suppliers, especially for bulk purchases.
How AEPS Devices Help Retailers and Businesses
AEPS (Aadhaar Enabled Payment System) devices transform retailers’ and small businesses’ shops into “micro-ATMs” or local banking points, primarily by providing essential financial services to underserved populations in India. This creates new revenue streams, increases customer traffic, and enhances community trust.
Key Benefits for Retailers and Businesses
- New Revenue Streams: Retailers earn commissions on every AEPS transaction they process, such as cash withdrawals, deposits, and balance inquiries, creating a steady, supplementary income.
- Increased Customer Traffic: By offering essential banking services, shops become one-stop financial hubs in their localities, attracting new customers and encouraging repeat business. This increased footfall often leads to higher sales of other primary goods and services.
- Enhanced Customer Trust and Loyalty: Providing reliable, secure, and convenient financial services builds trust within the community, positioning the retailer as a dependable local partner.
- Low Investment: Setting up an AEPS service is cost-effective, typically requiring only a smartphone or computer with an internet connection and a certified biometric device, minimizing initial investment.
- Financial Inclusion: Especially in rural and semi-urban areas with limited access to traditional bank branches or ATMs, retailers bridge a critical gap by providing accessible banking services to the unbanked and underbanked population.
- Operational Efficiency: AEPS facilitates quick, real-time, and secure transactions through the government-backed Aadhaar network, reducing reliance on physical cash handling and paperwork.
- Secure and Simple Transactions: AEPS uses the customer’s Aadhaar number and biometric authentication for verification.
- Expanded Service Portfolio: AEPS platform integrate with other digital services, allowing retailers to offer various options like mobile recharges and bill payments.
Read Blog : Secure AEPS B2B Software Provider in India: Complete Guide
Features AEPS Devices
AEPS (Aadhaar Enabled Payment System) devices, typically called Micro-ATMs, are portable point-of-sale (PoS) terminals with specialized features designed for secure, Aadhaar-based banking transactions.
Key features for AEPS devices include:
- Biometric Scanner: This is the most crucial feature, used for secure user authentication via fingerprints or iris scans, eliminating the need for a PIN or debit card. These scanners must be certified by the UIDAI (Unique Identification Authority of India) and STQC (Standardization Testing and Quality Certification).
- STQC/UIDAI Certification: The biometric scanners and the device itself must be certified by the Standardization Testing and Quality Certification (STQC) Directorate and compliant with UIDAI (Unique Identification Authority of India) guidelines to ensure security and reliability.
- Connectivity: Devices require stable connectivity (GPRS, Wi-Fi, or Bluetooth) to communicate with the banking network and the central Aadhaar authentication servers in real-time.
- Portability/Mobility: Most AEPS devices are designed as compact, mobile terminals (micro-ATMs) or attachments for smartphones/tablets, allowing banking correspondents (BCs) to offer services at the customer’s doorstep.
- Receipt Printer (Optional but Recommended): integrated Micro ATM include a built-in thermal printer to provide instant transaction slips to customers, which enhances transparency and trust.
- Battery Backup: For use in areas with unreliable power supply, an adequate internal battery backup is a vital feature for uninterrupted service.
- User Interface: A simple and user-friendly interface, often through an integrated display or an app on a connected smartphone, makes the system accessible for individuals with varying levels of digital literacy.
- Security Features: Devices must incorporate robust data encryption and comply with security standards set by the RBI (Reserve Bank of India) and NPCI (National Payments Corporation of India) to prevent fraud and protect sensitive data.
- Support for Basic Banking Services: The software must facilitate core AEPS services, including:
- Cash Withdrawal
- Cash Deposit
- Balance Inquiry
- Mini Statement
- Aadhaar-to-Aadhaar Fund Transfers
Read Blog : AEPS Platform in India: Everything You Need to Know
Benefits AEPS Devices
AEPS devices offer huge benefits by bringing banking to remote areas, enabling financial inclusion through secure, cardless, PIN-less transactions using just Aadhaar and biometrics (fingerprint/iris), facilitating easy cash withdrawals, deposits, fund transfers, balance checks, and direct government benefit payments, all while being cost-effective and promoting digital payments in India’s hinterlands.
Benefits for End-Users
- Accessibility in Remote Areas: AEPS brings banking services to local shops and agent locations (business correspondents) in areas with limited or no traditional bank branches or ATMs, eliminating the need for long-distance travel.
- Simple and Convenient: Users can perform basic banking transactions using only their Aadhaar number and biometric authentication (fingerprint or iris scan), without needing to remember PINs, carry debit cards, or use smartphones.
- No Cards or PINs Needed Users do not need to remember a PIN or carry a physical debit/credit card, passbook, or any other document, which reduces the risk of card loss or PIN theft.
- Secure Transactions: Biometric authentication provides a high level of security by ensuring that only the verified account holder can access their funds, reducing the risk of fraud associated with lost cards or stolen PINs.
- Inclusive Banking: The system is user-friendly for individuals with limited literacy or technology access, promoting participation in the formal financial system.
- Access to Basic Banking Services Basic Banking Services: Devices enable essential services like cash withdrawals, cash deposits, balance inquiries, mini statements, and fund transfers (Aadhaar-to-Aadhaar).
- Cash Withdrawal
- Cash Deposit
- Balance Inquiry
- Mini Statement
- Fund Transfers (Aadhaar to Aadhaar)
- Government Benefit Access: Facilitates the direct and efficient disbursement of government subsidies, pensions, and welfare payments (Direct Benefit Transfers) directly into beneficiaries’ accounts.
- Interoperability: A customer of any bank can perform transactions at an AEPS-enabled touchpoint of any other bank, making the system highly flexible.
For Agents/Merchants (Business Correspondents)
- New Revenue Stream: Agents can earn commissions on every successful transaction processed through their AEPS devices, offering a viable business model with low initial investment.
- Increased Customer Footfall: Offering essential banking services attracts more customers to their local shops, which can also boost sales of other goods and services.
- Cost-Effective Setup: The infrastructure required for an AEPS touchpoint (a device and an internet connection) is relatively inexpensive compared to establishing a full bank branch, allowing for wider service expansion.
- Enhanced Trust: Providing reliable and secure financial services helps build customer trust and loyalty within the community.
- Streamlined Operations: The system reduces paperwork and cash handling risk for the agents, as transactions are processed digitally and securely.
For Banks and the Financial System
- Financial Inclusion Mandate: AEPS helps banks reach underserved populations and fulfill regulatory requirements for financial inclusion effectively.
- Interoperability: The system is interoperable, allowing customers of any bank to perform transactions at any AEPS-enabled touchpoint (provided their Aadhaar is linked to their bank account), creating a seamless national network.
- Cost Reduction: Banks can expand their reach and customer base without incurring the significant expense of building and maintaining physical branches or ATMs in remote locations.
- Secure Infrastructure: The use of a robust, NPCI-driven platform with biometric authentication minimizes the risk of financial fraud across the system.
AEPS Device Installation and Setup Guide
AEPS device installation involves partnering with a Noble web studio, completing KYC (Aadhaar/PAN), installing their app/software on a phone/PC, connecting a UIDAI-certified biometric device (fingerprint scanner) via USB/Bluetooth, and installing specific device drivers (like Mantra), allowing you to offer banking services like cash withdrawal using Aadhaar authentication.
Step 1: Registration & Provider Selection
- Choose a Provider: Partner with an AEPS service provider like Noble Web Studio.
- Complete Registration: Fill out their form and submit documents for KYC (Know Your Customer).
Step 2: Document & Verification
- Submit Documents: Provide Aadhaar, PAN card, bank details, photo, and mobile number.
- KYC Process: Complete video KYC and verification for agent ID creation.
Step 3: Hardware & Software Setup
- Acquire Device: Get a UIDAI-certified biometric device (fingerprint scanner).
- Install Software/App: Install the Noble Web Studio provide AEPS software on your computer or their app on your smartphone.
- Install Drivers: Install specific drivers for your biometric device (e.g., MFS 100 Mantra drivers for Mantra devices).
Step 4: Connect & Activate
- Connect Device: Plug the biometric scanner into your device via USB or connect via Bluetooth.
- Activate: Once setup, log in to the Aeps portal/Aeps b2b software to start transactions (cash withdrawal, balance check) using customer Aadhaar and fingerprints.
Read Blog : AEPS Provider for Rural Banking and Financial Inclusion
How to Purchase AEPS Devices in India
To buy AEPS devices in India, you first partner with an Noble web studio, register with them using KYC (Aadhaar, PAN, Bank details), then purchase a UIDAI-certified biometric/micro-ATM device from manufacturers (Mantra, Morefun), authorized dealers Noble web studio ensuring it’s registered for services like cash withdrawal and balance inquiry.
1. Choose an AEPS Provider/Partner:
- Company Correspondent (BC) Agent: Partner with a Noble web studio to offer services.
- AEPS API Provider: Companies like Noble web studio offer platforms to start your own brand.
- CSC VLEs: If you’re a Village Level Entrepreneur, check the Noble web studio website for approved devices and potential subsidies.
2. Register & Get KYC Done:
- Submit your Aadhaar, PAN, and bank details (linked to Aadhaar) to Noble web studio.
- Get registered as an agent or Business Correspondent.
3. Acquire the Device:
- Type of Device: Choose between a biometric fingerprint scanner (for Aadhaar-based cash withdrawal) or a Micro-ATM with card swipe, depending on customer preference.
- Key Brands: Look for Mantra, Mswipe, Eko, Evolute.
Where to Buy:
- Direct from Manufacturers: Noble web studio provide for bulk or better rates.
- Authorized Distributors: Noble web studio distributes AEPS devices from reliable and authorized sources..
- Ensure Compliance: Must be UIDAI compliant and approved for AEPS.
4. Integrate & Activate:
- Register the acquired device with your Noble web studio provide platform.
- Integrate Aeps API (if using a software provider) into your system.
- Start offering services like cash withdrawal, deposits, balance inquiry, and mini-statements.
Key Device Types & Brands
- Biometric Scanners: Mantra, Morefun MP 63 (fingerprint/iris).
- Micro-ATMs: Mantra, Morefun (integrated with fingerprint/card readers).
Documentation Needed (for AEPS Agent Registration)
- Aadhaar Card, PAN Card, Bank Account details, and an Aadhaar-linked Mobile Number.
AEPS Device Commission Provide
AEPS (Aadhaar Enabled Payment System) agents and retailers earn commissions from Noble web studio for facilitating financial transactions. The commission structure is typically tiered, meaning the amount you earn increases with the transaction value.
AEPS Commission Structure (Typical Example)
Commissions vary by Noble web studio, but a common tiered system for cash withdrawals in India is as follows:
| Transaction Amount (₹) | Approximate Commission per Transaction (₹) |
|---|---|
| 100 – 999 | ~₹2 |
| 1,000 – 1,499 | ~₹3 – ₹3.5 |
| 1,500 – 1,999 | ~₹4.5 – ₹5 |
| 2,000 – 2,499 | ~₹5.5 – ₹6 |
| 3,000 & above | Up to ₹13 or more (Noble web studio offer up to ₹15 total) |
Commissions can also be earned on other services:
- Balance Inquiry: Approximately ₹1 – ₹5
- Mini Statement: Approximately ₹3 – ₹7
- Fund Transfers & BBPS: Between ₹3 and ₹8
Earning Potential and Services
Agents can earn commissions on various services:
- Cash Withdrawals: The primary source of commission, with higher amounts for larger withdrawals.
- Balance Inquiries: Typically a smaller fixed amount, e.g., ₹1-₹2 per transaction.
- Mini Statements: May earn a small fee, e.g., ₹3-₹7 per transaction.
- Fund Transfers and Bill Payments: Can also yield commissions.
By offering these services, an agent can earn a substantial additional monthly income, with some estimates suggesting a potential of ₹15,000 to ₹25,000 per month depending on transaction volume.
Safety and Security Features of AEPS Devices
AEPS devices use strong security via Aadhaar biometric authentication (fingerprint/iris) and end-to-end encryption, making transactions secure by linking to your unique identity rather than just cards/PINs, with RBI-mandated standards, certified devices, and real-time monitoring to prevent fraud, though users must keep details private and use trusted agents.
Core Security Features
- Biometric Authentication: Your unique fingerprint or iris scan verifies identity, making it hard to forge, unlike passwords or cards,.
- Aadhaar Linking: Connects your bank account to your Aadhaar number for identity verification, eliminating physical cards, says Noble Web Studio.
- End-to-End Encryption: Encrypts data during transmission between devices and servers to protect sensitive information,.
- Certified Devices: Uses UIDAI-registered and STQC-certified biometric scanners that meet strict security standards, per this site.
- Data Privacy: Raw biometric data isn’t stored locally by agents; it’s used for single verification, enhancing privacy, as noted by this site.
System & Regulatory Measures
- RBI Guidelines: Financial institutions must follow strict RBI rules for secure implementation, reports this site.
- Real-Time Monitoring: Transactions are logged and monitored for quick fraud detection, notes this site and this site.
- Interoperability: Allows transactions across different banks via a common payment rail.
User Best Practices (for enhanced security)
- Keep Details Private: Never share your Aadhaar number or biometric details, stresses this site and this site.
- Use Trusted Channels: Only transact with authorized Noble web studio.
- Enable Alerts: Turn on SMS/email alerts for instant notifications, suggest this site and this site.
- Monitor Activity: Regularly check transaction history and report.
Read Blog : Aeps B2B Software Development Company
AEPS Device Support and Maintenance Tips
Maintaining AEPS device functionality involves a combination of regular physical cleaning, ensuring all software is up-to-date, and maintaining a stable operating environment.
Device and Hardware Maintenance
- Keep the Sensor Clean: The biometric sensor is the most critical component.
- Wipe the sensor daily with a soft, dry microfiber cloth to remove dust, smudges, and oils.
- For stubborn dirt, use a 99% isopropyl alcohol wipe, but only if the manufacturer’s manual allows it.
- Avoid using harsh chemicals, paper towels (which can scratch the glass), or excessive liquids.
- Handle with Care: Avoid dropping the device, exposing it to extreme temperatures (ideal range is 20°C–30°C), direct sunlight, or moisture.
- Check Connections: Ensure all physical connections, especially USB cables, are secure and undamaged. A faulty cable or port can cause connectivity issues.
- Manage Temperature: Cold sensors can reduce performance. If the device is cold, hold it in your hands briefly to warm it, or keep it in a pouch when not in use.
Software and System Support
- Update Software and Drivers: Outdated software is a common cause of performance issues.
- Enable automatic updates for your AEPS application or check the manufacturer’s website (e.g., Mantra or Morefun) for the latest drivers and firmware.
- Ensure the relevant RD (Registered Device) service is running correctly in your system’s services menu.
- Ensure a Stable Internet Connection: AEPS relies on real-time online authentication.
- Use a stable 4G/5G or broadband connection, as stability is more important than raw speed.
- Restart your router periodically and avoid bandwidth-heavy applications during transactions.
- Optimize Your Device: A slow computer or smartphone can bottleneck performance.
- Close unnecessary background apps to free up RAM.
- Clear browser cache and cookies regularly.
- Restart your device daily to clear temporary memory.
Operational and User Best Practices
- Educate Users: Train both agents and customers on the correct way to use the scanner, including proper finger placement (flat and firm pressure) and ensuring fingers are clean and dry (or lightly moisturized if very dry).
- Use the Right Finger: The thumb or index finger usually works best. If one finger consistently fails, try an alternate one.
- Perform Test Transactions: Do a quick test transaction every morning to ensure everything is working correctly before peak hours.
- Maintain Transaction Logs: Keep a daily log, either physically or digitally, of all transactions. This helps with auditing, dispute resolution, and fraud prevention.
- Contact Support When Needed: If persistent issues occur after basic troubleshooting, contact Noble web studio or the device manufacturer’s customer support for professional assistance.
Read Blog : Best AePS Solution Providers in India
Buy AEPS Devices in India
To buy AEPS devices in India, you can purchase biometric scanners (like Mantra, Startek) and Micro ATMs from major online retailers like Noble web studio B2B, often bundled with Aeps admin software/Aeps API for banking agents (Bank Mitras) or businesses, looking for STQC-certified devices for secure Aadhaar-based transactions.
Here’s a breakdown of where and what to look for:
Where to Buy:
- B2B Marketplaces: Noble web studio provides AEPS devices for bulk and wholesale orders.
- Fintech Providers: Companies like Noble web studio offer AEPS solution with devices.
- Device Manufacturers: Noble web studio supplies Mantra AEPS devices directly from authorized manufacturers for accurate and reliable biometric performance.
Types of Devices & Solutions:
- Biometric Scanners: Fingerprint (Mantra MFS100, Morefun MP 63) or Iris scanners, often with RD (Registered Device) Service.
- Micro ATMs: All-in-one devices with fingerprint scanners, card swipe, and printers.
- Software/API: Aeps B2B software or Aeps API integrate AEPS functionality into your existing systems.
Key Features to Look For:
- RD Service: Essential for Aadhaar authentication.
- STQC Certification: For certified security.
- Connectivity: Bluetooth, USB, or GPRS/3G.
- Compatibility: Works with Android devices/PCs.
Actionable Steps:
- Identify Your Need: Are you a Bank Mitra, a Kirana store, or a fintech company?
- Choose Your Vendor: Visit Noble web studio website for best supplier options for quick purchase.
- Verify Certifications: Ensure devices are STQC certified and support the latest RD Service.
- Inquire About Software: Check if Aeps banking software/b2b Aeps API is included or needs separate purchase.
How to Choose the Right AEPS Device for Your Business
To choose the right AEPS device for your business, focus on regulatory compliance (NPCI/RBI certified), security features, high transaction success rates, reliable tech support, and seamless integration with your existing systems, prioritizing a user-friendly interface, multi-bank support, robust biometric scanners (like Mantra MFS100 for reliability), and a strong Aeps admin panel for management to ensure efficiency and customer trust.
1. Regulatory & Security Compliance:
- NPCI/RBI Certified: Essential for legal operations and ensuring data security.
- Biometric Authentication: Look for devices with high-quality fingerprint scanners (e.g., Mantra, Morpho) for secure, fraud-resistant transactions.
- Data Encryption: Verify robust protocols to protect customer financial data.
2. Performance & Reliability:
- High Transaction Success Rate: A stable network and infrastructure are crucial for customer trust.
- Uptime & Stability: Noble web studio with proven reliability and minimal downtime.
- Connectivity: Ensure GPRS/Wi-Fi/Bluetooth options for flexible operation.
3. Features & Functionality:
- Multi-Bank Support: Allows you to serve customers from various banks.
- Admin Panel: A user-friendly portal for managing agents, viewing reports, and tracking commissions.
- Added Services: Consider integration with bill payments, micro-ATMs, and mobile recharges for a one-stop shop.
4. Support & Integration:
- 24/7 Technical Support: Invaluable for resolving issues quickly.
- Easy Integration: Look for well-documented Aeps API for seamless Aeps setup with your Aeps platform.
- Commission & Payouts: Transparent, competitive commission structures and fast settlements are key.
5. Device Types:
- Micro-ATMs: All-in-one devices with scanners, printers, and connectivity.
- Smartphone/Tablet Setup: Use a good Android device with a compatible USB/Bluetooth biometric scanner attachment for mobility.
Read Blog : AEPS Portal Services in India: Complete Guide
Why Choose Noble Web Studio for buy AEPS Devices
Choosing the Noble web studio when buying Aadhaar Enabled Payment System (AEPS) devices and services is crucial for ensuring secure, reliable, and profitable operations. Noble web studio helps retailers and startups offer essential banking services, build customer trust, and generate additional revenue streams.
Key reasons to carefully select an AEPS provider include:
For Business Growth and Profitability
- Generate Revenue: Noble web studio offer commission on every transaction (cash withdrawal, balance inquiry, etc.), creating a reliable supplementary income stream for retailers.
- Increase Customer Footfall & Loyalty: By transforming a shop into a mini-bank or local banking point, businesses attract more customers, especially in underserved areas, which often leads to increased sales of primary goods and repeat business.
- Low Operational Costs: Implementing AEPS is more cost-effective than setting up traditional banking infrastructure like a physical ATM or bank branch.
- Scalability: Noble web studio offers scalable solutions (through APIs or B2B software) that can handle high transaction volumes efficiently, making it suitable for growing businesses.
For Reliability and Security
- Regulatory Compliance: Noble web studio must be certified by the National Payments Corporation of India (NPCI) and adhere to guidelines from the Reserve Bank of India (RBI) and UIDAI to ensure legal and secure operations.
- High Transaction Success Rate: Noble web studio ensure a high success rate (>98%) to avoid customer frustration and financial losses from failed transactions.
- Robust Security: Transactions rely on secure biometric authentication (fingerprint or iris scan) and data encryption to prevent fraud and protect sensitive customer information.
- Low Downtime & Multi-Bank Support: Noble web studio with multi-bank integration and zero downtime guarantees uninterrupted service, allowing customers from various banks to perform transactions seamlessly.
- Real-time Settlement: Look for Noble web studio who offer instant, real-time transaction settlements, ensuring immediate access to funds.
For Operational Efficiency
- User-Friendly Platform: An easy-to-use interface (web portal or mobile app) simplifies the transaction process for both agents and customers, reducing errors.
- Dedicated Customer Support: Reliable 24/7 technical and customer support is vital for quickly resolving any issues, minimizing service disruptions.
- Seamless Integration: For startups and businesses using existing platforms, the Noble web studio should offer well-documented best Aeps API for a smooth and quick integration process.
By prioritizing these features, you can select a Noble web studio that offers a secure and efficient service, positioning your business as a trusted hub for financial services in your community.
Read Blog : Why Every Retailer Needs an AEPS B2B Portal
Future Trends in AEPS Devices
Future trends for Aadhaar Enabled Payment System (AEPS) devices are centered on enhanced security through advanced biometrics and AI, deeper integration with other digital payment systems like UPI, and the expansion of services to create comprehensive financial hubs, especially in rural areas.
Key Future Trends in AEPS Devices
- Advanced Biometric Authentication: Devices are moving beyond basic fingerprint scans to incorporate more secure and reliable methods, such as iris and facial recognition. Mandatory use of STQC-certified L1 biometric devices (which handle data encryption internally and are tamper-proof) has replaced older L0 devices to prevent fraud and enhance data security.
- AI and Machine Learning Integration: Artificial Intelligence (AI) and Machine Learning (ML) will be integrated into AEPS devices and software for real-time, sophisticated fraud detection and prevention. This also enables personalized financial service offerings.
- Deeper Interoperability: A major trend is the seamless integration AEPS with other prominent digital payment platforms like the Unified Payments Interface (UPI) and digital wallets, creating a unified financial ecosystem.
- Expanded Service Offerings (Multi-Service Platforms): AEPS devices and platforms are evolving into comprehensive financial service hubs beyond basic cash withdrawals and balance inquiries. Future services will include utility bill payments (BBPS), mobile recharges, micro-loans, and insurance premium collections.
- Mobile-First and User-Friendly Experiences: There is a strong focus on developing user-friendly, mobile-integrated applications and intuitive interfaces for both agents and end-users to increase accessibility, particularly for users with low digital literacy.
- Blockchain Technology Adoption: The potential use of blockchain is being explored to add a layer of transparency and immutability to transaction records, further enhancing security and trust in the system.
- Regulatory Push for Security: Regulatory bodies like the Reserve Bank of India (RBI) and the Unique Identification Authority of India (UIDAI) are implementing stricter compliance guidelines and enhanced security mandates (such as mandatory liveness detection and stronger KYC norms) to curb fraud and build greater public trust in the system.
Overall, AEPS devices are becoming smarter, more secure, and increasingly versatile, playing a crucial role in expanding financial inclusion, especially in remote and underserved areas of India.
Conclusion
Understanding the AEPS device cost in India is essential for retailers, banking agents, and businesses planning to offer Aadhaar-based banking services. Choosing the right device ensures secure, fast, and reliable transactions like cash withdrawal, balance enquiry, and mini statement for customers in both urban and rural areas.
AEPS device costs vary widely, from around ₹3,000 – ₹7,000 for standalone biometric scanners (like Mantra MFS100/L1) to ₹10,000 – ₹30,000+ for all-in-one Micro ATM machines (with printer, scanner, POS), depending on brand, features (thermal printer, battery, connectivity), and if it’s bundled Aadhaar Enabled Payment System Software/services; expect basic fingerprint scanners on Noble web studio in the low thousands, while integrated Aeps solutions cost significantly more.
While the price of AEPS devices varies depending on the type, features, and compatibility with AEPS platforms, investing in a high-quality device provides RBI compliance, multi-bank support, and real-time settlements. This ensures smooth operations and increases the success rate of every transaction, which is essential for growing a profitable AEPS business.
With Noble Web Studio, businesses get access to affordable, high-quality AEPS devices that are scalable, easy to use, and compatible with multiple banks. Choosing the right AEPS device not only improves transaction efficiency and customer trust but also helps businesses expand their digital banking services and increase revenue.
NobleWebStudio provides high-quality AEPS devices with the latest features, including biometric authentication, real-time transaction processing, mini statement access, and cash withdrawal capabilities. Our devices are cost-effective, durable, and easy to use, making them ideal for businesses of all sizes. By investing in the right AEPS device, businesses can enhance customer trust, increase operational efficiency, and generate revenue through transaction commissions.
Investing in a trusted AEPS device provider like Noble Web Studio ensures that your business can deliver seamless, secure, and convenient banking services, making it a smart choice for long-term growth in India’s digital financial ecosystem.
FAQ – AEPS Device Cost in India
An AEPS device is a small, secure machine that allows retailers and banking agents to perform Aadhaar-based transactions such as cash withdrawal, balance enquiry, and mini statement using biometric verification.
The cost of AEPS devices in India varies depending on features, brand, and security options. Prices typically range from ₹8,000 to ₹25,000 for standard devices.
Cash withdrawal and mini statement
Balance enquiry
Biometric authentication for secure transactions
Real-time transaction processing
Portable and user-friendly design
AEPS devices are ideal for retailers, banking correspondents, distributors, and fintech service providers who want to offer digital banking services to customers.
Yes, AEPS devices can be purchased online through trusted Aeps providers like Noble Web Studio, which ensures secure and authentic devices with proper warranty.
Yes, AEPS devices from trusted providers like Noble Web Studio come with strong security protocols, encrypted transactions, and biometric authentication, ensuring safe use.
These devices help businesses increase daily earnings, expand customer reach, and provide convenient banking services in both urban and rural areas.
Yes, modern AEPS devices support API integration with business systems, making transactions smoother and easier to manage.
You can perform cash withdrawal, balance enquiry, mini statements, and Aadhaar-based fund transfers quickly and securely.
Yes, Noble Web Studio AEPS devices are secure, compliant with government regulations, and designed for safe, reliable Aadhaar-based transactions.
You can contact Noble Web Studio to get guidance on device models, pricing, and setup, ensuring a smooth start for your digital payment business.
Noble Web Studio provides trusted, affordable, and easy-to-use AEPS devices with real-time support, helping businesses grow in India’s digital payment ecosystem.






