AEPS Cash Withdrawal API: Complete Guide

AEPS Cash Withdrawal API is one of the most powerful fintech tools that helps retailers, distributors, and businesses offer instant Aadhaar-based cash withdrawal services anywhere in India. With the growing demand for secure digital payments and doorstep banking, choosing a reliable AEPS API provider is the key to building trust and growing your business fast.

An AEPS (Aadhaar Enabled Payment System) cash withdrawal API allows businesses to integrate cash withdrawal services into their own applications or platforms by linking customers’ Aadhaar-enabled bank accounts. These APIs enable transactions like cash withdrawal, deposit, fund transfers, and balance inquiries via biometric authentication (fingerprint) at a micro-ATM or similar device. They provide a secure and convenient way to access basic banking services, especially in rural areas, by using a customer’s Aadhaar number and fingerprint instead of a card or PIN. 

A trusted AEPS API Provider ensures high uptime, safe biometric authentication, quick settlements, and smooth service performance even during peak hours. This is where Noble Web Studio stands out with its advanced, secure, and fully scalable AEPS Cash Withdrawal API solution designed for modern fintech businesses.

Noble Web Studio provides a high-performance AEPS Cash Withdrawal API that helps businesses offer smooth cash withdrawal services with real-time transactions, strong security, and high uptime. Whether you run a B2B portal, fintech platform, micro-ATM service, or retail shop, our AEPS API makes it simple to start Aadhaar-based cash withdrawal services with maximum accuracy and speed.

Whether you are a fintech startup, a Aeps B2B portal owner, or a retailer looking to expand your services, AEPS Cash Withdrawal API from Noble Web Studio helps you earn more, attract more customers, and deliver 100% secure financial services with ease.

This guide will help you understand everything about AEPS Cash Withdrawal API, how AEPS Cash Withdrawal API works,its benefits, features, why it is important for your business, and how Noble Web Studio can help you build a reliable, scalable, and profitable AEPS service that ranks on top in India’s competitive fintech market.

AEPS Cash Withdrawal API

An AEPS (Aadhaar Enabled Payment System) cash withdrawal API is a software interface that allows businesses to integrate secure, Aadhaar-based cash withdrawal services into their own Aeps admin software or platforms. By using the high speed Aeps API, customers can withdraw cash at a retail outlet using their Aadhaar number and a biometric scan (fingerprint), without needing a traditional ATM card or PIN. The secure Aeps API connects the business to the banking network, enabling real-time transactions and promoting financial inclusion. 

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AEPS Cash Withdrawal API Work

An AEPS (Aadhaar Enabled Payment System) cash withdrawal API works by connecting a merchant’s system to the national banking network to facilitate transactions using a customer’s Aadhaar number and biometric authentication. When a customer initiates a withdrawal, the merchant’s device sends the transaction details and encrypted biometric data through the best AEPS API. This request is then routed via the National Payments Corporation of India (NPCI) to the customer’s bank for verification, and upon successful authentication, the transaction is processed in real-time. 

How the API works

  1. Customer initiation: A customer provides their Aadhaar number and bank name at a merchant location or micro-ATM.
  2. Biometric authentication: The customer’s identity is verified using a biometric scan (fingerprint or iris) via a certified device.
  3. API request: The merchant’s application uses the secure AEPS API to securely send the transaction details (Aadhaar, bank name, amount) and biometric data to the banking network.
  4. Bank verification: The request is routed through the NPCI to the customer’s bank, which verifies the Aadhaar number and biometric data with the Unique Identification Authority of India (UIDAI).
  5. Transaction processing: If the authentication is successful, the bank processes the withdrawal.
  6. Confirmation: The transaction is completed in real-time, and the customer receives an SMS notification and a receipt. 

Read Blog : Top AEPS Portal Development Company in India: Complete Guide

Who Can Use AEPS Cash Withdrawal API?

Businesses and developers can use the AEPS cash withdrawal API to integrate AEPS Banking Software services like cash withdrawal into their own platforms. This includes fintech startups, payment service providers, retail merchants, and microfinance institutions. By integrating Aeps API, these entities can provide basic banking services like cash withdrawal and balance inquiries to customers via biometric authentication at their own access points, like micro-ATMs. 

Businesses and organizations

  • Fintech startups and payment service providers: Integrate AEPS services into their digital wallets and apps.
  • Retail merchants and businesses: Offer banking services in their shops, becoming banking access points.
  • Microfinance institutions: Provide essential banking services to their clients.
  • Insurance and pension disbursement agencies: Facilitate the disbursement of funds to beneficiaries.
  • E-commerce and online marketplaces: Offer cash withdrawal as a payment or withdrawal option.
  • Banks’ Business Correspondents: Act as an intermediary appointed by banks to provide services in unbanked areas. 

Read Blog : AEPS Banking Software Integration: Step-by-Step Guide for Businesses

Why Businesses Need AEPS Cash Withdrawal API

Businesses need an AEPS Aadhaar Enabled Payment System API for cash withdrawal to create new revenue streams from transaction commissions, attract a larger customer base, especially in rural areas, and increase foot traffic that leads to more sales of their primary products. It also provides secure, convenient banking services to customers through biometric authentication, which enhances customer loyalty and promotes financial inclusion. 

Key benefits for businesses

  • New revenue streams: Businesses earn a commission on each AEPS transaction, creating a consistent and new source of income.
  • Increased customer traffic: Offering banking services like cash withdrawals and balance inquiries can bring more customers to the store, leading to more sales of other products.
  • Wider customer reach: Businesses can serve customers in remote and rural areas that lack traditional banking facilities, thereby expanding their customer base.
  • Enhanced customer loyalty: Providing convenient and essential financial services builds trust and loyalty among customers, encouraging repeat business.
  • Financial inclusion: Businesses become a crucial point for banking services, helping to serve the unbanked and underbanked population in their local community.
  • Secure and convenient transactions: AEPS uses secure, cardless, biometric authentication, which is more secure than traditional methods and convenient for users. 
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Industries That Can Use AEPS Cash Withdrawal API

Industries like retail, microfinance, government, insurance, and e-commerce can use the AEPS (Aadhaar Enabled Payment System) cash withdrawal API to provide convenient banking services, particularly in rural areas. Retailers can act as micro-ATMs, microfinance and insurance firms can facilitate loan disbursements and claim settlements, and e-commerce can accept payments, all while generating new revenue streams through the online Aeps API

Key industries and their use cases

Retail and Merchants:

  • Act as banking correspondents or micro-ATMs to offer cash withdrawals and deposits.
  • Earn commissions on transactions, increasing revenue and foot traffic.
  • Attract more customers who need to perform basic banking services, leading to increased sales of their primary products.

Microfinance Institutions:

  • Disburse loans and collect repayments directly into beneficiaries’ bank accounts.
  • Serve customers in remote locations, expanding their reach.

Government:

  • Facilitate the direct and secure disbursement of subsidies, pensions, and other benefits to citizens’ Aadhaar-linked accounts.
  • Improve the efficiency and transparency of benefit transfers.

Insurance and Pensions:

  • Disburse claim settlements and pension amounts directly to beneficiaries’ bank accounts.
  • Collect premium payments at the customer’s doorstep.

E-commerce and Online Marketplaces:

  • Expand their customer base by offering Aadhaar-based payment options for online purchases.
  • Provide a secure and convenient payment method for customers in areas with limited access to traditional banking.

Fintech and Digital Wallets:

  • Integrated AEPS into their mobile apps and platforms to offer a wider range of financial services.
  • Create new products and services focused on financial inclusion. 

Read Blog : AEPS Service Portal: Complete Guide for Retailers and Businesses

Features AEPS Cash Withdrawal API

An AEPS Cash Withdrawal API provides access to basic banking services through a customer’s Aadhaar number and biometric authentication, allowing retailers to offer cash withdrawals, cash deposits, balance inquiries, fund transfers, and mini-statements. Key features include secure, real-time processing, multi-bank interoperability, and support for government Direct Benefit Transfers (DBT). 

Core transaction features

  • Cash Withdrawal: Customers can withdraw cash from their bank account at a retail outlet using their Aadhaar and biometrics.
  • Cash Deposit: Some AEPS platforms allow for cash to be deposited into a customer’s bank account.
  • Balance Inquiry: Enables users to check their bank account balance instantly.
  • Fund Transfer: Facilitates the transfer of funds between Aadhaar-linked bank accounts.
  • Mini Statement: Provides a summary of the last few transactions on the account.
  • Direct Benefit Transfers (DBT): Supports the direct disbursement of government benefits and subsidies to beneficiaries’ accounts. 

Security and technical features

  • Aadhaar-Based Biometric Authentication: Securely verifies customer identity using their Aadhaar number and biometric data (fingerprint or iris).
  • Real-time Processing: Transactions are processed in real-time for instant confirmation.
  • Interoperability: Transactions can be conducted across multiple banks.
  • Secure Data Encryption: Transactions are secured with robust data encryption.
  • Easy Integration: The Aeps API integrated into various business platforms, allowing retailers to offer these services easily. 

Read Blog : AEPS Platform Solution: Complete Guide for Retailers and Businesses

Benefits AEPS Cash Withdrawal API

The AEPS (Aadhaar Enabled Payment System) Cash Withdrawal API offers significant benefits for financial inclusion, secure transactions, and business growth. It enables businesses, especially in rural and underserved areas, to act as “micro-ATMs” and provide essential banking services using only a customer’s Aadhaar number and biometric authentication. 

Benefits for Businesses (API Integrators, Retailers, Startups)

  • New Revenue Streams: Businesses can earn commissions on every AEPS transaction they process, such as cash withdrawals, which creates a new and stable source of income.
  • Increased Customer Traffic & Loyalty: Offering essential banking services attracts more customers to a physical location, which can lead to increased sales of other products and enhance customer trust and loyalty.
  • Expanded Market Reach: AEPS portal API enable businesses to serve unbanked and underbanked populations in remote areas that lack traditional banking infrastructure.
  • Cost-Effective Solution: Integrating AEPS API is more affordable than establishing and maintaining a physical bank branch or a full-fledged ATM network, requiring only a smartphone/computer and a certified biometric device.
  • Seamless Integration: The Aeps API designed to be developer-friendly with clear documentation, allowing for easy integration into Aeps software, websites, or POS systems.
  • Government-Backed and Compliant: AEPS is an NPCI-managed, government-backed initiative, ensuring regulatory compliance and building legitimacy and security for the service provider. 

Benefits for Customers

  • Convenience and Accessibility: Customers can access basic banking services from local shops or business correspondents without needing to travel long distances to a bank branch or ATM.
  • Enhanced Security: Transactions rely on secure, Aadhaar-based biometric authentication (fingerprint or iris scan), which minimizes the risk of fraud, card skimming, or identity theft.
  • Card-less and PIN-less Transactions: Users only need their Aadhaar number and biometric scan, eliminating the need to carry physical cards or remember PINs.
  • Financial Inclusion: The system brings formal banking access to individuals in rural areas who might otherwise be financially excluded.
  • Access to Government Benefits: It facilitates the direct and transparent disbursement and withdrawal of government subsidies and welfare scheme benefits into beneficiaries’ Aadhaar-linked accounts. 
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AEPS Cash Withdrawal API Integration Process

Integrating an AEPS (Aadhaar Enabled Payment System) Cash Withdrawal API involves partnering with a Noble web studio, meeting legal requirements, and integrating the technical components into your platform. The process enables businesses to offer Aadhaar-based banking services using a micro-ATM model. 

The Step-by-Step Integration Process

Business and Registration Steps

  1. Choose a Certified AEPS API Provider: Select a Noble web studio that is certified by the National Payments Corporation of India (NPCI) and meets security standards. Evaluate Noble web studio based on reliability, Aeps commission structure, and the quality of their technical support and documentation.
  2. Register Your Business and Complete KYC: Sign up with the Noble web studio by submitting necessary personal and business documents, including your Aadhaar card, PAN card, bank account details, and proof of business establishment.
  3. Acquire and Register a Biometric Device: Purchase a UIDAI-certified biometric device (fingerprint or iris scanner) compatible with the Aeps platform. You will need to register this device’s serial number through the Aeps portal or the manufacturer’s RD (Registered Device) service online Aeps portal.
  4. Obtain API Credentials and Documentation: Once your registration and KYC are verified, the provider will issue you an Aeps API key, access tokens, and detailed technical documentation (endpoints, request/response formats, security protocols). 

Technical Integration Steps

  1. Integrate the API into Your Platform: Aeps software development team will use the provided Aeps documentation and SDKs to embed the AEPS functionality into your mobile Aeps software, website, or Point-of-Sale (PoS) system.
    • Frontend Development: Create a user interface for AEPS Software for Agents and customers to input the Aadhaar number, select the bank, choose “cash withdrawal” as the transaction type, and enter the desired amount.
    • Backend Integration: Implement the server-side logic to handle the Aadhaar Enabled Payment System API calls. This involves securely transmitting the transaction details and encrypted biometric data to the AEPS network via the AEPS API Software endpoints.
    • Biometric Device Integration: Integrate the biometric device’s SDK to securely capture the customer’s fingerprint or iris scan and encrypt the data before transmission for authentication.
    • Implement Callback URLs: Set up secure callback URLs on your server to receive real-time transaction responses and status updates from the AEPS gateway.
  2. Develop and Test in a Sandbox Environment: Use the Noble web studio sandbox or staging environment to thoroughly test all possible transaction scenarios (successes, failures, time-outs, invalid biometrics) without processing real funds.
  3. Go Live (Production Deployment): After successful testing and validation, deploy the integrated solution to your live production environment. You will receive new production top Aeps API credentials for live transactions.
  4. Monitor and Support: Continuously monitor the integration for performance and security, ensure compliance with regulatory standards, and provide customer support for transaction issues. 

Transaction Flow for Cash Withdrawal 

Once integrated and live, a typical cash withdrawal transaction will follow this sequence: 

  1. Initiation: A customer visits your AEPS-enabled location and provides their Aadhaar number and bank name.
  2. Authentication: The customer performs a biometric scan (fingerprint/iris) on your registered device.
  3. API Request: Your system sends an AEPS software API request to the AEPS provider like Noble web studio with the Aadhaar number, bank IIN, withdrawal amount, and encrypted biometric data.
  4. Processing: The request is routed through the NPCI network to the customer’s bank for real-time verification against the UIDAI database.
  5. Confirmation and Payout: Upon successful verification, the transaction is processed, the customer’s account is debited, and your agent account/wallet is credited. You then dispense the physical cash to the customer and provide a receipt. 

Read Blog : Choosing the Best AEPS Software Development Company for Your Project

Security Measures in AEPS Cash Withdrawal API

Security in the AEPS Cash Withdrawal API is based on Aadhaar-linked biometric authentication (fingerprint or iris scan), end-to-end encryption of sensitive data, and real-time transaction processing to prevent fraud. The system also includes strict access controls and adheres to RBI and NPCI guidelines. Other measures include transaction alerts and the ability to perform 2-factor authentication for added security. 

Core security measures

  • Aadhaar Biometric Authentication: The primary layer of security is linking a transaction to a user’s unique Aadhaar number and verifying their identity through a fingerprint or iris scan.
  • Data Encryption: All sensitive financial information, including biometric data, is encrypted during transmission and storage to prevent unauthorized access.
  • Real-Time Processing: Transactions are processed instantly, which reduces the window for fraudulent activities and provides immediate confirmation.
  • RBI and NPCI Compliance: The entire system is built to adhere to strict guidelines set by the Reserve Bank of India and the National Payments Corporation of India, ensuring adherence to best practices for security and safety. 

Additional security features

  • Secure Sockets Layer (SSL): The AEPS API solution uses SSL technology to encrypt data, protecting it as it travels between the client, the Noble web studio.
  • Access Controls: Strict access controls, such as IP whitelisting, are used to ensure only authorized parties can connect to the top Aeps API.
  • Transaction Alerts: Customers can receive real-time SMS alerts for every transaction, allowing them to quickly identify and report any unauthorized activity.
  • Two-Factor Authentication: In addition to biometrics, two-factor authentication can be implemented to provide an extra layer of security for high-value or suspicious transactions. 

User-side security

  • Keep Aadhaar details confidential: Users should avoid sharing their Aadhaar number and biometric details at untrusted locations.
  • Monitor transaction history: Regularly checking transaction history helps in detecting any suspicious activities.
  • Block biometrics: When not in use, users can block their biometrics on the UIDAI website for an additional layer of protection. 

Read Blog : Best AEPS Setup Provider in India: Complete Guide for Retailers & Distributors

Cost of AEPS Cash Withdrawal API

The cost for an AEPS Cash Withdrawal API varies but typically includes a setup fee ranging from approximately ₹12,000 to ₹35,000, with some providers offering specific Aeps API packages for around ₹15,000 for white label Aeps solutions. Transaction fees are often a small commission per transaction, but this is separate from the Aeps API setup and integration costs. 

Cost breakdown

Setup and integration:

  • A one-time Aeps setup fee can range from ₹12,000 to ₹35,000.
  • Some white label Aeps API are available for a lower upfront cost, such as around ₹15,000.
  • Specific bank integrations, like Noble web studio, can have higher initial costs, for example, up to ₹4,50,000 for the proper B2B Aeps API.

Transaction fees:

  • These are often charged on a per-transaction basis, separate from the Aeps setup fee.
  • Fees can be a percentage, such as 0.5% to 1% of the transaction amount, sometimes with a cap (e.g., ₹15 per transaction).
  • Note that the interchange fee structure for AEPS transactions has changed, with a new flat rate of ₹0.25 per transaction from June 1, 2023. However, Noble web studio may still charge their own transaction-based fees or have other Aeps commission structure for the business owner.

Other costs:

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How to Choose the Best AEPS Cash Withdrawal API Provider

Noble web studio is the best AEPS cash withdrawal API provider, evaluate their regulatory compliance (NPCI/RBI certification), reliability (high transaction success rate), security (biometric authentication), and feature set (cash withdrawal, mini-statement, etc.). Also, consider ease of integration, the quality of their support, and transparent and cost-effective pricing. 

1. Regulatory Compliance and Security

  • NPCI/RBI Certification: The Noble web studio must be certified by the National Payments Corporation of India (NPCI) and adhere to all Reserve Bank of India (RBI) guidelines.
  • Security: Look for Noble web studio that use strong security measures like biometric authentication to protect sensitive user data. 

2. Reliability and Performance

  • High Transaction Success Rate: Noble web studio will have a proven track record of a high transaction success rate (ideally 98%+) and minimal downtime.
  • Real-time Processing: Ensure the AEPS banking API processes transactions in real-time to avoid delays.
  • Real-time Settlements: Check for real-time or next-day (T+1) settlement of funds to manage cash flow efficiently. 

3. Features and Functionality

  • Comprehensive Services: The Low cost AEPS API should support core AEPS services like cash withdrawal, balance inquiry, and mini-statement generation.
  • Multi-bank Support: The system should be interoperable and support a wide range of banks.
  • Other Features: Inquire about additional services like cash deposit or bill payments if needed. 

4. Integration and Support

  • Seamless Integration: The AEPS API integrate into your existing platform (like a mobile app or POS terminal).
  • Documentation: Ensure the Noble web studio offers clear and developer-friendly documentation.
  • Customer Support: Check for responsive, readily available customer and technical support, ideally 24/7. 

5. Cost and Reputation

  • Cost-Effectiveness: Best commission structures to ensure they are competitive and transparent.
  • Reputation: Research customer reviews, ratings, and testimonials to gauge the provider’s reputation and reliability.
  • Demo/Trial: See if the Noble web studio offers demos or trials to evaluate the Aeps admin platform firsthand. 

Read Blog : AEPS B2B Admin Panel: Complete Guide for Businesses

Why Noble Web Studio Is the Best AEPS Cash Withdrawal API Provider

Noble web studio is the best AEPS cash withdrawal API provider depends on specific business needs, but key factors include robust security (biometric authentication, encryption), seamless integration, high transaction success rates, strong technical support, and reliable infrastructure. Other important considerations are RBI authorization, real-time processing, a user-friendly admin panel, competitive commissions, and scalability for handling high transaction volumes. 

Key factors to consider when choosing a provider

  • Security and Reliability: Look for Noble web studio that offer strong security measures like biometric authentication and data encryption to protect customer data. A high transaction success rate and stable system are crucial for business operations.
  • Integration and Support: Noble web studio should offer easy integration with your existing systems through clear documentation and developer-friendly tools. Access to 24/7 technical and after-sales support is also a major benefit.
  • Performance and Scalability: The AePS Transaction API should be able to handle a high volume of transactions, especially during peak times. Scalability is important so the platform can grow with your business.
  • Features and Functionality: Beyond basic cash withdrawal, consider Noble web studio that offer other essential services like balance inquiry, mini-statement generation, and fund transfers. Real-time transaction processing is also a key feature.
  • Cost and Commission: Noble web studio should offer competitive and transparent commission structures for agents and retailers.
  • Compliance and Partnership: Noble web studio should be an RBI-authorized bank partner to ensure all transactions are compliant with regulations. 

Read Blog : How to Choose a Trusted AEPS Panel Provider for Your Business

Future Trends AEPS Cash Withdrawal API

Future trends for AEPS (Aadhaar Enabled Payment System) cash withdrawal APIs are focused on strengthening security, expanding accessibility, and integrating with other digital payment systems. Key AEPS Software development company are driven by advances in artificial intelligence (AI), advanced biometrics, and broader platform integrations to create a more robust and unified financial ecosystem. 

Technological advancements

  • Advanced biometrics and eKYC: AEPS will move beyond standard fingerprint scans to include more sophisticated methods like iris and facial recognition. These advanced biometrics, combined with improvements in electronic Know Your Customer (eKYC) processes, will enhance security and combat fraud, particularly fingerprint spoofing.
  • AI and machine learning for fraud detection: AEPS Payment API will increasingly utilize AI and machine learning to analyze transaction patterns, detect anomalies, and identify fraudulent activity in real-time. This will make the aeps software service more reliable and secure for both users and businesses.
  • Real-time settlement: The push for faster transaction processing will lead to more robust real-time settlement capabilities for AEPS. This will improve cash flow for businesses and provide quicker access to funds for customers.
  • Blockchain integration: Adopting blockchain technology can improve the security and transparency of AEPS transactions. Its decentralized and tamper-proof features can create a more secure and transparent transaction history. 

Integration and accessibility

  • Deep integration with other platforms: AEPS API design for seamless integration with other digital payment systems, such as UPI (Unified Payments Interface) and the Bharat Bill Pay System (BBPS). This creates multi-service platforms where users can perform cash withdrawals and pay bills from a single application.
  • Offline transaction capabilities: To address connectivity challenges in remote areas, future AEPS API will enable more robust offline transaction capabilities. This will ensure that users can access essential banking services even in regions with poor internet connectivity.
  • Mobile-first solutions: With rising smartphone adoption in India, AEPS will focus on creating user-friendly, mobile aeps admin software. These apps will make AEPS services more accessible to tech-savvy users and agents, improving convenience and user experience.
  • Embedded finance: The functionality of smooth AEPS API will be increasingly integrated into non-financial applications, like e-commerce or retail apps. This makes financial services available within everyday platforms, expanding their reach beyond traditional banking correspondents. 

Expanded services and security

  • Beyond basic cash withdrawal: Affordable AEPS API will evolve to support a broader range of financial services beyond basic cash withdrawal, deposit, balance inquiry, and money transfers. This includes micro-loans, insurance premium payments, and e-commerce payments.
  • Stricter regulatory controls: Regulatory bodies like the Reserve Bank of India (RBI) and the National Payments Corporation of India (NPCI) are introducing stricter controls for AEPS, including enhanced due diligence for agents. This is aimed at curbing fraudulent activities and boosting overall payment security.
  • Simplified onboarding for retailers: New trends will focus on simplifying the onboarding process for retailers and agents. This will include automating KYC processes, providing user-friendly dashboards for managing transactions, and offering dedicated support. 

Strategic outlook

While AEPS remains a vital tool for last-mile financial connectivity, especially in rural areas, it is increasingly seen as an entry point to transitioning users toward more advanced digital payment systems like UPI. The future will see AEPS integration API empowering businesses, like local retailers, to act as central financial hubs for their communities, offering a variety of services securely and conveniently. 

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Conclusion

Choosing a reliable AEPS Cash Withdrawal API is one of the smartest decisions for any retailer, distributor, or fintech business that wants to grow fast in India’s digital payment market. With the right Aeps API, you can offer instant Aadhaar cash withdrawal, balance inquiry, mini statements, and secure transactions directly through your platform.

An AEPS (Aadhaar Enabled Payment System) cash withdrawal API allows businesses to integrate the ability for customers to withdraw cash using their Aadhaar number and a fingerprint for authentication. This enables retailers to act as mini ATM, with the AEPS platform API connecting their system to the National Payments Corporation of India (NPCI) network for secure, real-time transactions. The reliable Aeps API handles the process of authenticating the customer and transferring funds from their Aadhaar-linked bank account. 

Noble Web Studio helps businesses with a high-speed, secure, and fully customizable AEPS Cash Withdrawal API built for scalability and smooth performance. Whether you are starting a new fintech service or upgrading your existing system, Noble Web Studio provides easy integration, 24/7 support, real-time monitoring, strong security, and affordable pricing to help you succeed.

If you want to start AEPS services, expand your fintech business, or upgrade your current AEPS system, Noble Web Studio gives you the best AEPS API solution with complete support and affordable pricing.

Start today and take your business to the next level with India’s most reliable AEPS Cash Withdrawal API.

Frequently Asked Questions (FAQs)

1. What is AEPS Cash Withdrawal API?

AEPS Cash Withdrawal API allows retailers and businesses to offer Aadhaar-based cash withdrawal services using a biometric device. It is fast, secure, and works through NPCI.

2. How does AEPS Cash Withdrawal API work?

The customer enters their Aadhaar number, selects the bank, authenticates through fingerprint, and the amount is withdrawn instantly. The Aeps API securely connects your portal to the AEPS system.

3. Why choose Noble Web Studio for AEPS Cash Withdrawal API?

Noble Web Studio offers a secure, fast, and error-free AEPS API, easy integration, strong backend, instant settlement reports, and 24/7 technical support, making it ideal for retailers and fintech startups.

4. Who can use AEPS Cash Withdrawal API?

Retailers, distributors, CSPs, fintech companies, and Aeps B2B businesses who want to offer cash withdrawal services to their customers can use this API.

5. Is AEPS Cash Withdrawal API safe?

Yes. AEPS uses biometric authentication, NPCI guidelines, and encrypted transactions, ensuring 100% secure cash withdrawal services.

6. What documents are required to activate AEPS Withdrawal API?

You generally need:
Aadhaar
PAN
Shop details
Business KYC
Mobile number and email

7. How much commission can retailers earn?

Retailers earn commission per transaction, and the earning depends on the Noble web studio payout plan. Noble Web Studio offers high AEPS commission rates for better income.

8. Is AEPS withdrawal available for all banks?

Yes. AEPS withdrawal works for all major banks supported by NPCI, making it accessible for rural and urban customers.

9. Do I need a biometric device for AEPS Cash Withdrawal API?

Yes. Devices like Mantra, Morpho, Secugen, Startek are required for secure fingerprint authentication.

10. How can I integrate AEPS Cash Withdrawal API with my portal?

Noble Web Studio provides developer-friendly Aeps API documentation, integration support, and testing environment to easily connect the AEPS withdrawal service with your Aeps B2B portal or mobile app.