Want to Earn Extra at Your Kirana Store? Here’s How Fintech Can Help

As a Kirana shop owner, you’re a vital part of your community. People depend on your store for daily essentials, from groceries to household items. Your shop is more than just a place to buy things—it’s a trusted hub where neighbors come together to meet their everyday needs. You play an essential role in making life easier for the families around you.

For many years, Kirana shop owners have earned the same amount each month, despite serving the same number of customers. But with NobleWebStudio, this can change! By adding digital services like AEPS, mobile recharge, bill payments, and money transfers, shop owners have the opportunity to earn an extra 30,000 to 60,000 rupees monthly.

This will not only boost your earnings but also draw in more customers. With NobleWebStudio fintech solutions, your Kirana shop can become a mini-bank, offering essential services like Aadhaar-based payments, money transfers, and bill payments right at your doorstep.

By adding these services, you’re not just increasing your income you’re turning your store into a one-stop destination for everything your customers need. Plus, you’ll be helping your community access essential financial services without the need to leave the neighborhood.

Services You Can Add to Your Kirana Shop with NobleWebStudio

If you want to earn more from your Kirana store, it’s a good idea to offer more than just daily grocery items. You can add extra services that attract more customers and help you earn extra income. Some popular services include bill payments, mobile recharges, Micro ATM, and AEPS (Aadhaar Enabled Payment System). Along with these, giving good customer service, managing your store smartly, and using simple digital tools can help increase your sales and profits.

AEPS Service (Aadhaar Enabled Payment System)

With NobleWebStudio, Kirana shop owners can become authorized agents and offer important banking services like cash withdrawals, balance inquiries, and mini statements. This is made possible using AEPS Service. These services make banking more accessible for your customers, and you earn a commission on each transaction. This is an easy way to increase your income every day.

Turn Your Shop into an ATM with a Micro ATM Machine

You can also turn your Kirana shop into a mini ATM by installing a Micro ATM machine. This compact, portable machine allows customers to withdraw money using their debit cards and even make payments, just like at a regular ATM. Since it uses the cash available in your store, you won’t need to worry about keeping extra funds. Plus, every time someone uses the Micro ATM, you earn a commission, making it a simple and profitable way to boost your daily earnings.

Add Utility and Bill Payment Services

If you have a loyal customer base, offering services like utility bill payments, mobile recharges, electricity and gas bill payments, and DTH recharges can help boost your income. You won’t need to charge your existing customers anything extra, and you’ll still earn a commission for each bill paid or recharge completed. It’s a simple way to add value for your customers while making money at the same time.

Start a PAN Card Service

If you’re looking for a simple way to earn extra money from your shop, offering PAN card service is a great option. With NobleWebStudio, you can start this service in just one day no complicated paperwork, no long waiting. Everything is done quickly and easily online. Most PAN cards get processed within two working days, and the best part is, you can earn up to ₹30,000 every month by providing this service to people in your area. It’s an easy, profitable way to add a new income source to your Kirana shop and help your customers at the same time.

Make Customers Happy:

• Know What They Need:
  Pay attention to what your customers usually buy and ask them what else they’d like you to keep. This way, you’ll always have the right products in stock.
• Keep Your Store Clean & Tidy:
  An organized, neat store makes it easier for customers to find things and encourages them to shop more.
• Run Offers & Discounts:
  Festive offers, special deals, and small discounts can boost your sales and keep customers coming back.
• Friendly Service & Loyalty Rewards:
  Treat your customers well and think about giving loyalty cards or points for regular shopping. Good service always turns new customers into regulars.

Use Simple Digital Tools:

• Be Online:
  List your shop on Google My Business or create a simple website so more people can find you.
• Accept Digital Payments:
  Allow easy payments through UPI, mobile wallets, or QR codes to make shopping smooth and fast.
• Use Stock Management Apps:
  Track your inventory with simple software. This helps you know what’s selling, avoid wastage, and never run out of popular products.

Add More Products:

• Stock Daily Essentials:
  Keep items like bread, eggs, cold drinks, toiletries, and stationery, based on what people in your area need.
• Festive & Seasonal Items:
  Sell festival-related products or seasonal goods like woolen clothes in winter or sweets during Diwali to earn extra.

Read Blog : How to Earn Commission from Recharge Software in 2025

Steps to Start Offering Services and Grow Your Kirana Store Earnings Today

Starting a digital service center with NobleWebStudio is a great way to earn extra income in today’s fast-growing digital payment and fintech market. Whether you own a small Kirana shop, work as a B2B retailer, or are a local entrepreneur, you can easily convert your existing store into a multi-service kiosk. From day one, you can offer services like AEPS, mobile recharges, bill payments, money transfers, and PAN card services.

With NobleWebStudio’s reliable white-label solutions, secure API integration, and easy-to-use digital platforms, your store can become a trusted digital service center in your community, helping you earn more with each transaction.

1. Partner with NobleWebStudio

Getting started with NobleWebStudio is easy. As a shop owner, all you need to do is sign up—and we’ll help you take your business to the next level. NobleWebStudio is one of India’s top fintech platforms, built to support local merchants like you. Once you join, you’ll get access to simple, secure tools that let you offer services like AEPS (Aadhaar Enabled Payment System), BBPS (Bharat Bill Payment System), Mobile Recharge software service, PAN card assistance, and even travel bookings all from your shop.

2. Choose the Services You Want to Offer

Once you join NobleWebStudio, you can easily select the services you want to offer at your shop. As a shopkeeper, you will have access to essential services that your customers are already looking for, such as cash withdrawals, bill payments, mobile and DTH recharges, PAN card services, and even ticket bookings. You can choose the ones that best suit your shop’s needs. Whether you operate a small Kirana store or a CSC counter, these straightforward services will help you earn extra income and turn your shop into a go-to place for daily financial needs in your area.

These services not only allow you to meet your customers’ everyday needs but also let you earn a commission on each transaction, making your shop a one-stop solution for financial and utility services.

Here are the top services you can offer with NobleWebStudio:

AEPS API (Aadhaar Enabled Payment System)

Offer banking services like cash withdrawal, balance check, and mini statement using Aadhaar verification. With the help of AEPS API, shop owners can easily provide these services to customers in rural and semi-urban areas where bank branches and ATMs are not always nearby. It’s a smart and useful service that brings more people to your shop while helping them with basic banking needs.

BBPS API (Bharat Bill Payment System)

Make your store a one-stop place where people can pay their electricity, gas, water, broadband, and other utility bills. By using a BBPS API, you can easily offer this service and attract regular customers every month, as bill payments are something everyone needs to do. It’s a great way to increase daily footfall and earn extra income through commissions.

Mobile & DTH Recharge API

Provide quick and easy recharges for all the main telecom and DTH operators. With the help of mobile recharge software, your customers can recharge their phones or TVs while they shop at your store. This convenient service not only attracts more customers but also adds a steady source of income for your business.

DMT API (Domestic Money Transfer)

Provide fast and secure money transfer services to your customers. Send money instantly to any bank account across India using IMPS/NEFT options.

PAN Card API Services

Set up a PAN card service right in your shop to make it easier for your customers to apply for new PAN cards or make corrections. With this paperless and fast process, you can offer a quick and convenient solution for all their PAN card needs. This will not only save your customers time but also bring more business to your store.

Flight, Hotel & Bus Booking APIs

Increase your shop’s earnings by offering travel booking software service. You can assist your customers in booking flights, hotel rooms, and bus tickets for travel within India or abroad. Each booking you make brings in a commission, making it an easy way to introduce a new service to your shop while earning extra money. Plus, your customers will appreciate the added convenience of booking their travels directly with you!

Why Offering Multiple Services Matters

By offering a variety of digital services through NobleWebStudio, you:

• Increase footfall to your shop
• Create multiple income sources
• Build customer trust and loyalty
• Become a trusted multi-service center in your area
• Stay ahead of your local competition

Whether you’re looking to start small with just a few services or offer a full range, NobleWebStudio gives you the flexibility and support to grow at your own pace. We provide the tools and help you need to make it happen!

3. Set Up Your Portal or Software

After selecting the services you want to offer, we’ll guide you through setting up a simple, easy-to-use portal or mobile app. These tools are designed to be fast, secure, and easy to navigate. You’ll be able to manage all your services in one place, track transactions, and ensure everything runs smoothly, making your daily operations more efficient.

4. Onboard Customers and Agents

Once your portal is ready, you can start offering services directly from your shop. You can even appoint agents to help you serve more customers. Every transaction made, whether it’s a recharge, money transfer, or bill payment, earns you a commission. This is a great way to earn extra income and offer even more services to your customers.

5. Earn Daily with High Commissions

Every time a transaction is completed, you earn a commission that goes directly to your wallet. NobleWebStudio provides high commissions and fast payouts, meaning you can start earning daily, without any long wait times. The more services you provide, the more you earn!

6. Promote Your Digital Store and Grow

With everything in place, you can use the marketing tools available in your portal to promote your services to your local community. You can also use social media to expand your reach and bring in more customers. As your business grows, you can continue to add more services and even create your own brand using our white-label fintech solutions. It’s an excellent way to continue expanding!

7. Expand Your Business and Build Your Brand

As your digital service center grows, you can expand further and start building your own brand. You can introduce new services, recruit more agents, and reach a larger audience. With NobleWebStudio’s solutions, you’ll have everything you need to build a successful and thriving business.

Conclusion: Want to Earn Extra Commissions at Your Kirana Store? Here’s How Fintech Can Help

Adding fintech services to your Kirana shop can open up new opportunities for extra income. By teaming up with NobleWebStudio, you’ll get access to secure and easy-to-use APIs that allow you to offer services like AEPS, bill payments, mobile recharges, PAN card services, and even turn your store into an ATM. These digital services not only help you earn commissions but also bring more customers to your shop, making it a go-to place for financial services in your area.

With NobleWebStudio, adding these services to your shop is easy no technical skills required. We simplify the process for you. By offering banking services, bill payments, recharges, and more, you’ll not only attract more customers but also increase your daily earnings. It’s a great way to grow your business, keep your regular customers happy, and earn consistent extra income every month. Join NobleWebStudio today and transform your Kirana shop into a digital service center for your community.

FAQ: Want to Earn Extra at Your Kirana Store? Here’s How Fintech Can Help